Dan Kaercher

Dan Kaercher

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$480,000

($127,599 down)
FHA

326 Riviera Lane, Johnstown, CO 80534

4
2
2,226 sqft
PITI Monthly
$2,870.39 /mo

Listing courtesy of: Zach Laue, Group Centerra

Assumed Rate

6.81%
7.15%

Principal & Interest

$2,337 /mo
$2,419 /mo

What's Special

DINING
MODERN
GRANITE COUNTERTOPS
FIREPLACE
FINISHED BASEMENT
CHARMING
COZY

Charming Ranch-Style Home with a Finished Basement! Welcome to this beautifully maintained 4-bedroom, 2-bathroom ranch-style home, offering warmth, comfort, and modern updates throughout! Nestled in a desirable Johnstown neighborhood, this home is just down the block from the park, charming shops and dining in downtown, and minutes from the new Ledge Rock Center. Step inside to a bright and inviting kitchen, featuring white cabinetry, granite countertops, and plenty of storage-perfect for cooking and entertaining. The cozy living room with a fireplace provides the perfect spot to relax, while three bedrooms on the main level offer comfortable living.Downstairs, the recently finished basement expands your living space with a large rec room featuring stylish stained concrete floors, a fourth bedroom, an office/flex room, and a convenient laundry area.This home has been pre-inspected for your peace of mind and is ready for its next owners! Don't miss your chance to see this fantastic home-schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
28 years, 5 months
Monthly PITI
$2,870.39/mo
Estimated Loan Balance
$353,071
Cash to close
$127,599
Interest Paid
$38,313

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Johnstown Center
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Johnstown Center HOA
  • HOA Amenities: Unknown
  • HOA Fee: $190
  • HOA Frequency: $Annually
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $215.63
  • Tax Annual Amount: $2427
  • On Market Date: 2025-02-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $127,599 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $127,599!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$352,401
Your Cash$127,599
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$2,337/mo
Traditional @ 7.5%
$2,509/mo
You save $172/month ($2,063/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1027038

Listing From: recolorado

Last updated: 2025-04-02T10:32:35.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$2,337 /mo
$2,419 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $127,599 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $127,599!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$352,401
Your Cash$127,599
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$2,337/mo
Traditional @ 7.5%
$2,509/mo
You save $172/month ($2,063/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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