Dan Kaercher

Dan Kaercher

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Under Contract

$335,000

($185,676 down)
FHA

325 Gayle Street, Fort Morgan, CO 80701

3
2
2,080 sqft
PITI Monthly
$1,251.19 /mo

Listing courtesy of: Stacie Smith, HomeSmart

Assumed Rate

3.6%
7.15%

Principal & Interest

$826 /mo
$1,227 /mo

What's Special

REMODELED
LOCATION
FRESH PAINT
SPACIOUS
FIREPLACE
FINISHED BASEMENT
FLEX SPACE
COZY

Great opportunity to own a solid 3-bedroom, 2-bathroom ranch-style home with great bones in a fantastic location near Gateway Park and Fort Morgan Dog Park. With a spacious 0.27-acre lot and over 2,000 square feet of finished living space, this property offers incredible potential. The family room features a large picture window that brings in ample natural light, and the finished basement offers a versatile flex space for entertaining. The home also includes two fireplaces, perfect for cozy evenings. Recent updates include a remodeled basement bathroom and fresh paint in key areas. While the property does need some TLC, the price reflects the work required. The home is being sold AS-IS. The seller is providing $5,000 in concessions, which can be applied toward closing costs, an interest rate buydown, or other approved expenses.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.6
Remaining Loan Term
21 years, 3 months
Monthly PITI
$1,251.19/mo
Estimated Loan Balance
$151,938
Cash to close
$185,676
Interest Paid
$52,106

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Radiant
Features
  • Materials: Brick, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Burning
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Countryside Acres Add
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Fort Morgan

Financial Details

  • Price per Sqft: $161.06
  • Tax Annual Amount: $1760
  • On Market Date: 2024-09-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $185,676 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $185,676!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$149,324
Your Cash:$185,676
Total Purchase Price:$335,000

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$826/mo
Traditional @ 7.5%
$1,273/mo
You save $447/month ($5,361/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8052531

Listing From: recolorado

Last updated: 2025-03-16T23:37:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.6%
7.15%

Principal & Interest

$826 /mo
$1,227 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $185,676 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $185,676!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$149,324
Your Cash:$185,676
Total Purchase Price:$335,000

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$826/mo
Traditional @ 7.5%
$1,273/mo
You save $447/month ($5,361/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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