Dan Kaercher

Dan Kaercher

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$699,000

($52,492 down)
VA

32557 Vail Creek Drive, Temecula, CA 92592

3
3
2,180 sqft
PITI Monthly
$5,156.67 /mo

Listing courtesy of: Paul DeSimone, Dapple Grey Enterprises, Inc

Assumed Rate

6.85%
7.15%

Principal & Interest

$4,262 /mo
$4,393 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
LANDSCAPED
COZY

Beautiful South Temecula Home - Located in the gated Vail Creek community convenient to freeways, Pechanga Casino, retail, wineries, schools. This is a detached home with an attached 2 car garage. As you enter the home you will be greeted by the spacious living room with two story ceilings and numerous windows provide an abundance of natural light to the formal living room, dining room and loft areas. The large kitchen with a center island, stainless hardware opens to the adjacent family room with a cozy fireplace and media niche. New LVT flooring throughout the home, including stairs. The 2nd Floor master bedroom features vaulted ceilings, a walk-in closet, walk-in shower, tub, and dual sinks. The 2 secondary bedrooms are decent sized and a full bath on second floor along with the convenient laundry room. Home has a security system, and a Nest thermostat to permit controlling the HVAC remotely. Newer leased solar power system. Freshly landscaped front yard and a backyard with a low maintenace patio cover for shade and privacy. Yard is large enough space for pets and entertaining. Make an appointment to visit this home and all its conveniences before it's sold.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.85
Remaining Loan Term
29 years, 5 months
Monthly PITI
$5,156.67/mo
Estimated Loan Balance
$648,203
Cash to close
$52,492
Interest Paid
$25,923

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, DogPark, StreetLights, Suburban, Sidewalks, Park
HOA
  • Has HOA: Yes
  • HOA Name: Vail Creek Association
  • HOA Amenities: Unknown
  • HOA Fee: $84
  • HOA Frequency: $Monthly
Location
  • Region: Temecula

Financial Details

  • Price per Sqft: $320.64
  • Tax Annual Amount: $8737.5
  • On Market Date: 2025-03-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $52,492 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $52,492!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$646,508
Your Cash$52,492
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$4,262/mo
Traditional @ 7.5%
$4,557/mo
You save $295/month ($3,538/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25040036

Listing From:

Last updated: 2025-03-31T20:29:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.85%
7.15%

Principal & Interest

$4,262 /mo
$4,393 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $52,492 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $52,492!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$646,508
Your Cash$52,492
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$4,262/mo
Traditional @ 7.5%
$4,557/mo
You save $295/month ($3,538/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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