Dan Kaercher

Dan Kaercher

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Closed

$697,900

($87,289 down)
FHA

32427 Prairie Crossing Drive, Winchester, CA 92596

4
3
2,722 sqft
PITI Monthly
$5,407.02 /mo

Listing courtesy of: Wilfred Olguin, ehomes

Assumed Rate

6.81%
7.15%

Principal & Interest

$4,027 /mo
$4,168 /mo

What's Special

DINING
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SEPARATE SHOWER
PATIO

$10,000 BEING OFFERED TOWARDS BUYERS CLOSING COSTS REDUCED PRICE Peacefully set near a park and recreational trails within a tranquil Winchester neighborhood, this stunning 4-bedroom, 3-bath residence is a must-see! Features include, PAID OFF SOLAR, No neighbors behind, Smart home system, whole house rain gutters, motorized Roman shades, tankless water heater, upstairs laundry room, pre-fitted ports for pest control, pre-wiring in the backyard, custom hardscape, an attached 3-car tandem garage with cabinets, storage shelves, workbench and epoxy flooring. Gorgeous low-maintenance landscaping graces the front yard before this two-story abode’s sheltered porch. Inside, discover an immaculate contemporary haven adorned with lofty ceilings, crisp white tones, and upgraded luxury vinyl plank flooring. Expansive windows spill abundant natural light enhanced by recessed lighting to create a lively atmosphere in the living area. Take meals in the dining alcove with glass sliders beckoning you to feast outdoors. The modern kitchen showcases stainless steel appliances, soft-closing cabinetry, and sleek quartz countertops extending to the multi-seater work island. Escape to the comfortable proportions of the four carpeted bedrooms, one of which is located on the main level for your overnight company. Outshining them all, the larger retreat pampers you with an oversized walk-in closet and a spa-like ensuite with a separate shower. Weekend unwinding is a breeze on the covered patio with a backdrop of the sloping hillside. Come for a tour while it’s still available!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
28 years, 5 months
Monthly PITI
$5,407.02/mo
Estimated Loan Balance
$611,726
Cash to close
$87,289
Interest Paid
$66,014

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Block, Vinyl
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2023
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $256.39
  • Tax Annual Amount: $8723.75
  • On Market Date: 2024-09-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $87,289 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $87,289!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$610,611
Your Cash$87,289
Total Purchase Price:$697,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$4,027/mo
Traditional @ 7.5%
$4,169/mo
You save $142/month ($1,703/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24182921

Listing From:

Last updated: 2025-03-04T20:45:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$4,027 /mo
$4,168 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,289 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $87,289!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$610,611
Your Cash$87,289
Total Purchase Price:$697,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$4,027/mo
Traditional @ 7.5%
$4,169/mo
You save $142/month ($1,703/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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