Dan Kaercher

Dan Kaercher

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Closed

$875,000

($435,028 down)
VA

32353 Bandelier Road, Winchester, CA 92596

5
3
3,331 sqft
PITI Monthly
$2,290.63 /mo

Listing courtesy of: Michael Marchena, My Key Real Estate

Assumed Rate

3.16%
7.15%

Principal & Interest

$2,074 /mo
$3,255 /mo

What's Special

ENTERTAINMENT
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
CHARMING
COZY
NO HOA

***No HOA's, Low Taxes, HUGE LOT 12,632 sqft / .29 Acre. French Valley***Just 10 minutes from Wine Country. Welcome to 32353 Bandelier Rd, Winchester, where the perfect blend of spacious interiors and outdoor paradise awaits. This charming 5-bedroom, 3-bathroom home boasts a generous Quarter of an Acre, 12,632 square foot lot and is free from HOA restrictions, offering both comfort and freedom. Inside, the main floor features a thoughtful layout with a formal dining room and living area complemented by an open-concept kitchen and family room. Downstairs, a convenient bedroom and full bathroom is ideal for guests or multi-generational living. Upstairs, a bonus living space provides flexibility for recreation or relaxation. The home is designed for convenience, with walk-in closets in the bedrooms, a dedicated laundry room, and shutters on windows that add a touch of elegance. Enjoy cozy evenings by the gas fireplace in the family room while separate air and heat units, a whole house fan, and surround sound speakers ensure comfort throughout both levels. A whole house vacuum system, a walk-in linen closet, and a spacious kitchen pantry add to the practicality of daily living. For those who work from home, there's a built-in office space and an entertainment center for relaxation. Outside, the yard is a haven of natural beauty and functionality. Fruit enthusiasts will appreciate the variety of fruit trees, including nectarine, peach, pear, pomegranate, apricot, plum, apples, orange, and lemon, as well as grapes and strawberries. A raised bed vegetable garden and a chicken coop cater to those with a green thumb. Summer days are made for cooling off in the above-ground pool, while evenings are perfect for gathering around the fire pit. Sports enthusiasts will love the added bonus of a basketball court.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$2,290.63/mo
Estimated Loan Balance
$441,796
Cash to close
$435,028
Interest Paid
$67,655

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Brick, Wood
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: AboveGround, Private, Vinyl

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: SpanishTile
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $262.68
  • Tax Annual Amount: $
  • On Market Date: 2024-07-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $435,028 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $435,028!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$439,972
Your Cash$435,028
Total Purchase Price:$875,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$2,074/mo
Traditional @ 7.5%
$3,377/mo
You save $1,303/month ($15,634/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24151366

Listing From:

Last updated: 2024-10-23T23:37:42.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$2,074 /mo
$3,255 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $435,028 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $435,028!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$439,972
Your Cash$435,028
Total Purchase Price:$875,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$2,074/mo
Traditional @ 7.5%
$3,377/mo
You save $1,303/month ($15,634/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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