Dan Kaercher

Dan Kaercher

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Closed

$315,000

($63,372 down)
FHA

3224 W CYPRESS Street, Phoenix, AZ 85009

2
1
912 sqft
PITI Monthly
$1,542.84 /mo

Listing courtesy of: Nancy Silva, My Home Group Real Estate

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,115 /mo
$1,824 /mo

What's Special

OUTDOOR LIVING SPACE
PATIO
CHARMING
COZY

Fantastic opportunity to own this charming single-level home in the heart of Phoenix! A fully fenced property with carport spaces, a gated driveway, & a cozy front porch. The inviting interior features recessed lighting, a neutral palette, ceiling fans in every room, and wood-look tile flooring in common areas. You'll surely love the perfectly flowing open layout, ideal for everyday living & entertaining! The kitchen has SS appliances, quartz counters, a subway tile backsplash, a peninsula, and white shaker cabinetry. Soft carpet adds comfort to the well-appointed bedrooms! The bathroom features a shower & tub combo. Check out the backyard, offering a covered patio to relax or enjoy BBQ! With your creative ideas, you can make it a complete outdoor living space. This gem is a MUST-SEE!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$1,542.84/mo
Estimated Loan Balance
$265,530
Cash to close
$63,372
Interest Paid
$25,838

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Other, See Remarks
  • Heating: Other, See Remarks
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Concrete

Exterior

Fencing
  • Fencing: Block, Chain Link, Wrought Iron
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Territorial/Santa Fe
Materials
  • Synthetic Stucco, Wood Frame, Stucco
  • Roof: Composition
Condition
  • Year Built: 1946
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: NORTHWEST HOMESITES BLK 13
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $345.39
  • Tax Annual Amount: $1036
  • On Market Date: 2024-10-17T15:40:07.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $63,372 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $63,372!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$251,628
Your Cash$63,372
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,115/mo
Traditional @ 7.5%
$1,892/mo
You save $776/month ($9,318/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6772219

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-10-17T17:48:42.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,115 /mo
$1,824 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $63,372 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $63,372!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$251,628
Your Cash$63,372
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,115/mo
Traditional @ 7.5%
$1,892/mo
You save $776/month ($9,318/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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