Dan Kaercher

Dan Kaercher

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Closed

$535,000

($125,542 down)
FHA

3214 Longspur Ln, West Sacramento, CA 95691-6431

3
3
1,835 sqft
PITI Monthly
$2,337.07 /mo

Listing courtesy of: Precious Heyliger, EXP Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,861 /mo
$2,954 /mo

What's Special

LOCATION
SPACIOUS
MODERN
EN SUITE BATHROOM

Contemporary comfortable living at Riverchase. Built in 2021, this 3 bedroom, 2.5 bath home is low maintenance. Open layout and quality finishes including granite counters, grey shaker cabinetry and stainless appliances with a modern aesthetic! The kitchen includes a pantry, and a large island with bar seating. Downstairs has laminate flooring. The primary bedroom has an en suite bathroom with a spacious walk in closet. Also upstairs you'll find the washer and dryer. Additional features include leased solar, dual zone HVAC, and a tankless water heater. The Riverchase community has a lovely community garden to indulge your green thumb. This prime location is just minutes to the freeway for hassle free daily commute, or weekend getaways. Seller Has an Assumable FHA loan at 2.375% and is open to transfer to new buyer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,337.07/mo
Estimated Loan Balance
$421,764
Cash to close
$125,542
Interest Paid
$43,230

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Not Listed
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: CALL LISTING AGENT
  • HOA Amenities: Unknown
  • HOA Fee: $117
  • HOA Frequency: $Monthly
Location
  • Region: West Sacramento

Financial Details

  • Price per Sqft: $291.55
  • Tax Annual Amount: $6687.5
  • On Market Date: 2024-11-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $125,542 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $125,542!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$409,458
Your Cash$125,542
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,861/mo
Traditional @ 7.5%
$3,064/mo
You save $1,204/month ($14,444/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41077613

Listing From:

Last updated: 2025-02-17T13:19:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,861 /mo
$2,954 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $125,542 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $125,542!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$409,458
Your Cash$125,542
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,861/mo
Traditional @ 7.5%
$3,064/mo
You save $1,204/month ($14,444/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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