Dan Kaercher

Dan Kaercher

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Closed

$499,000

($39,763 down)
FHA

317 Lachermeier Lane, Waverly, MN 55390

5
4
3,845 sqft
PITI Monthly
$3,980.3 /mo

Listing courtesy of: , Partners Realty Inc.

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,043 /mo
$3,149 /mo

What's Special

REMODELED
LOCATION
DINING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
QUIET NEIGHBORHOOD

Don't miss out on this beautiful 5-bed/4-bath home in a quiet neighborhood. Only available due to seller's job relocation. Stone front entrance, cedar shakes and front porch will impress your buyers! Enjoy a seamless connection from kitchen, dining & living room w/ vaulted ceilings. Solid maple floors on the main level brings you into remodeled kitchen with high-end appliances, granite countertops/center island, custom cabinets w/ creative storage space including pull-out coffee nook. Relax by the fire in the grand living room & enjoy oversized windows. Down the hall you will find beautiful bathrooms w/designer finishes & custom cabinets. 3 bedrooms including a spacious Primary suite w/ private bath and walk-in closet. New Washer/Dryer in laundry & 1/2 bath are conveniently located off the big garage! Entertain in the finished, lower level with home theater wired for speakers. 2nd fireplace, ready for buyers finishing touches. 2 additional bedrooms, ¾ bath and workroom.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
28 years, 5 months
Monthly PITI
$3,980.3/mo
Estimated Loan Balance
$460,960
Cash to close
$39,763
Interest Paid
$49,881

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Partial
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Windgate At Carrigan Lake
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Waverly

Financial Details

  • Price per Sqft: $129.78
  • Tax Annual Amount: $5284
  • On Market Date: 2025-01-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $39,763 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $39,763!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$459,237
Your Cash$39,763
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,043/mo
Traditional @ 7.5%
$3,150/mo
You save $107/month ($1,287/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6650842

Listing From: northstar

Last updated: 2025-03-18T03:27:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,043 /mo
$3,149 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $39,763 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $39,763!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$459,237
Your Cash$39,763
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,043/mo
Traditional @ 7.5%
$3,150/mo
You save $107/month ($1,287/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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