Dan Kaercher

Dan Kaercher

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Closed

$585,000

($277,127 down)
FHA

31426 Rivera Street, Winchester, CA 92596

3
2
1,685 sqft
PITI Monthly
$2,382.86 /mo

Listing courtesy of: Zyrus Cruz, CENTURY 21 Affiliated

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,371 /mo
$2,251 /mo

What's Special

MINUTES AWAY
SHOPPING
DINING
VAULTED CEILINGS
HOME OFFICE
LANDSCAPED
CHARMING
COZY

Welcome to this charming 3-bedroom, 2-bathroom home, perfectly positioned in the heart of Winchester on a generous 7,405 square foot lot. Enjoy the convenience of nearby shopping centers, grocery stores, and an array of restaurants, all just minutes away. Step inside to vaulted ceilings that create a bright and airy atmosphere throughout the open-concept living area. The kitchen features a cozy eating area and flows effortlessly into the dining and living rooms, ideal for entertaining or relaxed family living. The master bedroom is a true retreat, boasting an expansive layout, dual sinks in the en-suite bathroom, and a sliding door leading to a beautifully landscaped, low-maintenance backyard filled with lush plants. This home offers exceptional flexibility with its bonus spaces. Part of the 3-car garage has been converted into a versatile room that can serve as a home office, craft room, or even an additional bedroom. Additionally, there’s an added casita in the backyard, complete with its own cooling unit, perfect for use as an office, craft room, or guest bedroom. With low property taxes and a low HOA, this home combines affordability with comfort. Don’t miss your chance to own this versatile and beautifully located gem!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,382.86/mo
Estimated Loan Balance
$309,169
Cash to close
$277,127
Interest Paid
$35,841

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GasStarter, LivingRoom
  • Flooring: Carpet, Vinyl, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking
HOA
  • Has HOA: Yes
  • HOA Name: French Valley II
  • HOA Amenities: Unknown
  • HOA Fee: $34.5
  • HOA Frequency: $Monthly
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $347.18
  • Tax Annual Amount: $7312.5
  • On Market Date: 2024-08-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $277,127 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $277,127!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$307,873
Your Cash$277,127
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,371/mo
Traditional @ 7.5%
$2,335/mo
You save $964/month ($11,564/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24174328

Listing From:

Last updated: 2024-08-29T13:59:20.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,371 /mo
$2,251 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $277,127 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $277,127!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$307,873
Your Cash$277,127
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,371/mo
Traditional @ 7.5%
$2,335/mo
You save $964/month ($11,564/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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