Dan Kaercher

Dan Kaercher

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Closed

$679,000

($259,244 down)
FHA

31356 Nichols Lane, Castaic, CA 91384

4
3
1,960 sqft
PITI Monthly
$2,357.92 /mo

Listing courtesy of: Michael Brown, Michael R. Brown

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,869 /mo
$3,069 /mo

What's Special

SERENE
SPACIOUS
GRANITE COUNTERTOPS
PATIO

Welcome to this Spacious 4 bedroom 3 bathroom home which sits in the serene suburb of Castaic. High ceiling with tons of natural lighting. Formal dinning area with granite countertops in kitchen. Family room and kitchen are seamless and great for entertaining. The family room has sliding glass doors leading to the backyard patio. Guest bathroom on main level. Head up stairs to a nice landing area. Master bedroom has en-suite bathroom with dual sink, and a large walk in closet. 2nd guest bathroom upstairs. Ceiling fans in all bedrooms to help reduce AC usage. Attached Garage. Paid off solar system (how rare is that?). Large roomy shed in backyard. The front yard is taken care of by the association.The association has a beautiful pool, spa and patio area.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,357.92/mo
Estimated Loan Balance
$420,641
Cash to close
$259,244
Interest Paid
$48,866

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Solar
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Castaic Oaks (CSTO)
  • Features: Curbs, StreetLights
HOA
  • Has HOA: Yes
  • HOA Name: Castaic Oaks Inc
  • HOA Amenities: Unknown
  • HOA Fee: $175
  • HOA Frequency: $Monthly
Location
  • Region: Castaic

Financial Details

  • Price per Sqft: $346.43
  • Tax Annual Amount: $
  • On Market Date: 2024-08-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $259,244 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $259,244!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$419,756
Your Cash$259,244
Total Purchase Price:$679,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,869/mo
Traditional @ 7.5%
$3,183/mo
You save $1,314/month ($15,766/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24163373

Listing From:

Last updated: 2024-12-10T17:25:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,869 /mo
$3,069 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $259,244 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $259,244!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$419,756
Your Cash$259,244
Total Purchase Price:$679,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,869/mo
Traditional @ 7.5%
$3,183/mo
You save $1,314/month ($15,766/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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