Dan Kaercher

Dan Kaercher

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Pending

$315,000

($263,682 down)
FHA

312 C Street, Empire, CA 95319

4
2
1,196 sqft
PITI Monthly
$973.46 /mo

Listing courtesy of: Dan Phipps, Professional Realty Associates

Assumed Rate

5.5%
7.15%

Principal & Interest

$440 /mo
$524 /mo

What's Special

DINING
SPACIOUS
MODERN
CHARMING
COZY
AFFORDABLE

Welcome home to this charming and inviting single-story residence, perfect for families looking for comfort, space, and modern upgrades. This 4-bedroom, 2-bathroom home features a bright and open layout with thoughtful updates throughout. Step into the spacious living room, where tile floors and large windows flood the space with natural light. The dining area, open to both the living room and kitchen, creates a cozy atmosphere for family meals with views out the front window. The updated kitchen features a stainless steel stove and sink, an upgraded faucet, and modern lighting, making meal prep a joy. The home’s four bedrooms provide ample space for everyone. The primary suite boasts laminate wood floors, a stylish ceiling fan, and plenty of natural light. The attached bathroom includes a rustic sliding barn door, a freestanding vanity, a tub/shower combo with dual shower heads, and an upgraded toilet. The hallway bathroom has a built-in tiled shower with travertine flooring and an upgraded toilet. Additional highlights include an indoor laundry room, built-in shelving and cabinets for extra storage, and a recently replaced back door and central air conditioner. Outside, enjoy a spacious backyard with a built-in shed, rod iron fencing, and plenty of room for entertaining or relaxing. The dual-pane windows throughout the home provide energy efficiency and comfort year-round. This warm and inviting home is ready to create new memories with its next owner. With a little TLC, you'll have an amazing opportunity to build up a nest egg of equity, securing your family for years to come. Don't miss out on this wonderful, affordable opportunity! Welcome Home!!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.5
Remaining Loan Term
13 years, 11 months
Monthly PITI
$973.46/mo
Estimated Loan Balance
$51,928
Cash to close
$263,682
Interest Paid
$58,752

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: WallFurnace
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1971
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Empire

Financial Details

  • Price per Sqft: $263.38
  • Tax Annual Amount: $3937.5
  • On Market Date: 2025-03-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $263,682 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $263,682!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$51,318
Your Cash:$263,682
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$440/mo
Traditional @ 7.5%
$543/mo
You save $103/month ($1,236/year)

*Secondary financing rates are an estimated value based on input

MLS ID: FR25054870

Listing From:

Last updated: 2025-03-26T21:10:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.5%
7.15%

Principal & Interest

$440 /mo
$524 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $263,682 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $263,682!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$51,318
Your Cash:$263,682
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$440/mo
Traditional @ 7.5%
$543/mo
You save $103/month ($1,236/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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