Dan Kaercher

Dan Kaercher

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$510,000

($243,897 down)
FHA

31292 Via Ventana, Thousand Palms, CA 92276

3
2
1,582 sqft
PITI Monthly
$2,105.99 /mo

Listing courtesy of: Brandy Nelson, Equity Union

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,191 /mo
$1,973 /mo

What's Special

ENTERTAINMENT
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
PATIO
CHARMING
COZY
SOLAR PANELS

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home in the heart of Thousand Palms, offering a perfect balance of style, comfort, and functionality. The Spanish-style exterior, with its charming tile roof and gated front courtyard, provides a warm welcome. A spacious driveway and RV parking add convenience, while solar panels ensure energy efficiency. Inside, the open-concept layout boasts wood-style laminate flooring, elegant ceiling fans, and abundant natural light, creating a cozy yet sophisticated atmosphere.The heart of the home is the gourmet kitchen, featuring rich dark cabinetry, granite countertops, and a full tile backsplash. Stainless steel appliances, a gas stove, and a center island offer ample space for meal prep and entertaining. The primary suite is a true retreat, offering direct patio access, a spa-like en-suite bathroom with a stunning copper tub, dual vanities, and a custom glass-enclosed walk-in shower. The additional bedrooms are well-sized, with stylish finishes, and can be used as guest rooms, an office, or a media space.Step outside into a backyard designed for relaxation and entertainment. A built-in outdoor kitchen with a stainless steel BBQ, sink, and mini-fridge makes hosting gatherings effortless. The covered patio and lush green lawn provide the perfect setting for enjoying the desert sunsets, while the raised garden beds and fruit trees add the finishing touches.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,105.99/mo
Estimated Loan Balance
$270,721
Cash to close
$243,897
Interest Paid
$30,612

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Las Haciendas
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Thousand Palms

Financial Details

  • Price per Sqft: $322.38
  • Tax Annual Amount: $6375
  • On Market Date: 2025-02-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $243,897 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $243,897!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$266,103
Your Cash$243,897
Total Purchase Price:$510,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,191/mo
Traditional @ 7.5%
$2,046/mo
You save $855/month ($10,265/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219124159DA

Listing From:

Last updated: 2025-04-03T22:51:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,191 /mo
$1,973 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $243,897 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $243,897!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$266,103
Your Cash$243,897
Total Purchase Price:$510,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,191/mo
Traditional @ 7.5%
$2,046/mo
You save $855/month ($10,265/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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