Dan Kaercher

Dan Kaercher

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$460,000

($219,858 down)
VA

3127 5TH Street E, West Fargo, ND 58078

4
4
2,847 sqft
PITI Monthly
$1,809.48 /mo

Listing courtesy of: , Beyond Realty

Assumed Rate

3.71%
7.15%

Principal & Interest

$1,415 /mo
$2,074 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
FINISHED BASEMENT
PATIO
COZY

Stunning 2-Story home located in the highly sought-after neighborhood of The Preserve in West Fargo. From the moment you step inside, you’re welcomed by a grand two-story vaulted living room with expansive transom windows that flood the space with natural light. The open floor plan seamlessly connects the living area to the dining room and kitchen, creating a perfect space for both entertaining and everyday living. The kitchen offers a center island, granite countertops, stainless steel appliances (including a new refrigerator), and a walk-in pantry with custom cabinetry. A main-floor laundry room (washer & dryer included) and a convenient half-bath complete this level. Upstairs, the versatile loft area offers endless possibilities—use it as an office, reading nook, or additional living space. On one end, two well-sized bedrooms with ceiling and a full bathroom, while the private primary suite boasts a walk-in closet with custom organization, a ceiling fan, dual sinks, a separate shower and soaking tub, and a private toilet area. The finished basement has a cozy stacked-stone gas fireplace (TV & bracket included), a spacious fourth bedroom with a large walk-in closet, a third full bathroom, and ample storage. Additional highlights include an air exchanger, water softener, and surround sound system. Recent updates ensure this home is move-in ready with professionally cleaned carpets, serviced and cleaned furnace, and freshly painted walls and trim on the main and upper levels. Step outside to enjoy the fully fenced backyard, complete with landscaping, a beautiful flagstone and concrete patio—perfect for relaxing or entertaining. A storage shed adds extra convenience. This home offers a VA assumable loan interest rate at 3.25% —contact a mortgage professional for qualification details.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.71
Remaining Loan Term
20 years, 1 months
Monthly PITI
$1,809.48/mo
Estimated Loan Balance
$344,037
Cash to close
$219,858
Interest Paid
$101,503

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas, Stone
  • Flooring: Carpet, Luxury Vinyl Plank

Exterior

Fencing
  • Fencing: Full, Other
Roof
  • Roof: Architectural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Architectural Shingle
Condition
  • Year Built: 2013
Details
  • Builder:

Community & HOA

Community
  • Subdivision: the preserve 1st addn
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: West Fargo

Financial Details

  • Price per Sqft: $161.57
  • Tax Annual Amount: $2736
  • On Market Date: 2025-03-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $219,858 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $219,858!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.71% Sellers Rate
$240,142
Your Cash$219,858
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 3.71%
$1,415/mo
Traditional @ 7.5%
$2,151/mo
You save $736/month ($8,832/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6690130

Listing From: northstar

Last updated: 2025-04-02T18:28:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.71%
7.15%

Principal & Interest

$1,415 /mo
$2,074 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $219,858 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $219,858!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.71% Sellers Rate
$240,142
Your Cash$219,858
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 3.71%
$1,415/mo
Traditional @ 7.5%
$2,151/mo
You save $736/month ($8,832/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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