Dan Kaercher

Dan Kaercher

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$610,000

($259,272 down)
VA

3122 E WINDMERE Drive, Phoenix, AZ 85048

4
3
2,104 sqft
PITI Monthly
$2,164.52 /mo

Listing courtesy of: Ivan Enriquez, Versatile Properties

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,775 /mo
$2,630 /mo

What's Special

FRESH PAINT
DINING
FIREPLACE
WALK-IN CLOSET
PATIO

Welcome home! This beautiful residence is in the gated Estates at the Ranch, an exclusive single-story home Community in the award-winning Mountain Park Ranch. Offering 4 beds, 2.5 baths, 2-car garage, & a low-care landscape. Discover a large living/dining room combo and a separate family room w/fireplace & surround sound! Brand new carpets and fresh paint! Tall ceilings add to the airy feel, complemented by plantation shutters, & tile flooring in common areas. The kitchen boasts built-in appliances w/cooktop elec, granite counters, recessed lighting, ample wood cabinets, and a breakfast area. Double-door main bedroom has outdoor access and an ensuite with dual sinks, separate tub/shower, & a walk-in closet. Great backyard with a covered patio, firepit, built-in BBQ, & a sparkling pool

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.62
Remaining Loan Term
24 years, 6 months
Monthly PITI
$2,164.52/mo
Estimated Loan Balance
$361,908
Cash to close
$259,272
Interest Paid
$73,388

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Fire Pit, Family Room, Gas
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2000
Details
  • Builder: Americor Development

Community & HOA

Community
  • Subdivision: ESTATES AT THE RANCH
  • Features: Gated, Community Spa, Community Spa Htd, Community Pool Htd, Community Pool, Tennis Court(s), Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Estates at the Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $62
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $289.92
  • Tax Annual Amount: $2676
  • On Market Date: 2024-09-06T19:40:08.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $259,272 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $259,272!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$350,728
Your Cash$259,272
Total Purchase Price:$610,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,775/mo
Traditional @ 7.5%
$2,728/mo
You save $953/month ($11,440/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6753762

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-26T20:49:51.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,775 /mo
$2,630 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $259,272 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $259,272!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$350,728
Your Cash$259,272
Total Purchase Price:$610,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,775/mo
Traditional @ 7.5%
$2,728/mo
You save $953/month ($11,440/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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