Dan Kaercher

Dan Kaercher

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Closed

$635,000

($237,754 down)
VA

311 American River Court, Oxnard, CA 93036

3
3
1,336 sqft
PITI Monthly
$2,648.32 /mo

Listing courtesy of: Margaret Reifer, Compass

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,820 /mo
$2,957 /mo

What's Special

OPEN CONCEPT
SPACIOUS
PLAYGROUND

Welcome to the Destination Neighborhood at Riverpark. This well maintained end unit condominium has all the charm you are looking for, with a welcoming covered front porch, beautiful dark flooring, and an open concept living space. The large kitchen boasts a new range, plenty of cabinet & counter space, and a breakfast bar. Upstairs, you'll find three spacious bedrooms, including a light filled primary with en-suite bathroom and walk in closet. A secondary full bath and a laundry room with stackable washer & dryer are also located on the second floor. With a large two car garage including extra storage space and a tankless water heater, convenience and comfort are readily available. This house is ready for new owners to make it a home. The Riverpark Community offers numerous amenities for it's residents, including dog parks, sport courts, playgrounds, walking paths, and more. Shops and restaurants at The Collection are within walking distance and include Whole Foods, Target, REI, Cheesecake Factory, Yard House, and much more.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 9 months
Monthly PITI
$2,648.32/mo
Estimated Loan Balance
$402,383
Cash to close
$237,754
Interest Paid
$51,336

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2010
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Riverpark - 535201
  • Features: Biking, Curbs, DogPark, Park, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Destination at Riverpark
  • HOA Amenities: Unknown
  • HOA Fee: $245
  • HOA Frequency: $Monthly
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $475.3
  • Tax Annual Amount: $7937.5
  • On Market Date: 2025-02-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $237,754 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $237,754!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$397,246
Your Cash$237,754
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,820/mo
Traditional @ 7.5%
$3,068/mo
You save $1,247/month ($14,970/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28265

Listing From:

Last updated: 2025-03-25T00:05:58.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,820 /mo
$2,957 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $237,754 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $237,754!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$397,246
Your Cash$237,754
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,820/mo
Traditional @ 7.5%
$3,068/mo
You save $1,247/month ($14,970/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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