Dan Kaercher

Dan Kaercher

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Closed

$389,900

($179,492 down)
FHA

3118 W VIA MONTOYA Drive, Phoenix, AZ 85027

3
2
1,305 sqft
PITI Monthly
$1,538.92 /mo

Listing courtesy of: Emmanuel Warda, HomeSmart

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,107 /mo
$1,625 /mo

What's Special

LOCATION
DESIRED
SHOPPING

**HUGE PRICE REDUCTION!** Pay no attention to days on market, home is now priced to SELL FAST! Welcome to the perfect home in the perfect location! If you wanted to live somewhere central with access to most of the major freeways, look no further than this beautiful home located in the highly desired Adobe Mountain Estates. Just moments away from the loop 101, the I-17, as well as lots of shopping and restaurants. This home has lots of great features like upgraded wood flooring, low maintenance backyard with pavers, vaulted high ceilings, large bedrooms, and all the right space in all the right places! Whether you are a first time home buyer or looking for your forever home, this is perfect for you and your family! Don't miss this one, come and see it before its gone!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.7
Remaining Loan Term
24 years, 9 months
Monthly PITI
$1,538.92/mo
Estimated Loan Balance
$222,946
Cash to close
$179,492
Interest Paid
$44,383

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1994
Details
  • Builder: Beezer

Community & HOA

Community
  • Subdivision: ADOBE MOUNTAIN ESTATES
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Adobe Mountain
  • HOA Amenities: Unknown
  • HOA Fee: $54
  • HOA Frequency: $Quarterly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $298.77
  • Tax Annual Amount: $1335
  • On Market Date: 2024-07-04T07:28:09.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $179,492 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $179,492!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$210,408
Your Cash$179,492
Total Purchase Price:$389,900

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,107/mo
Traditional @ 7.5%
$1,685/mo
You save $578/month ($6,937/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6611352

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-05-16T08:13:08.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,107 /mo
$1,625 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $179,492 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $179,492!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$210,408
Your Cash$179,492
Total Purchase Price:$389,900

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,107/mo
Traditional @ 7.5%
$1,685/mo
You save $578/month ($6,937/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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