Dan Kaercher

Dan Kaercher

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$374,000

($315,586 down)
FHA

31185 Calle Helene, Thousand Palms, CA 92276

3
2
1,402 sqft
PITI Monthly
$1,034.2 /mo

Listing courtesy of: Andrea Bergin, Realty ONE Group Empire

Assumed Rate

4.71%
7.15%

Principal & Interest

$435 /mo
$566 /mo

What's Special

SPACIOUS
MOVE-IN READY
CHARMING

Charming & Move-In Ready 3-Bedroom Home – Priced to Sell! Don't miss this incredible opportunity to own a well-maintained home in a quiet and desirable neighborhood! Designed for both privacy and convenience, this home features a Stucco fenced front yard for added security and seclusion. Step into the spacious backyard, perfect for entertaining, with ample cemented areas for low-maintenance upkeep. Whether you’re hosting gatherings or simply relaxing, this outdoor space is ready for your enjoyment. For added peace of mind, the home comes with a comprehensive maintenance contract covering Air Conditioning, Plumbing, Termite protection and more, making it truly move-in ready. This home is priced to sell—don’t wait! Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.71
Remaining Loan Term
15 years, 11 months
Monthly PITI
$1,034.2/mo
Estimated Loan Balance
$60,033
Cash to close
$315,586
Interest Paid
$48,147

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking
HOA
  • Has HOA: No
Location
  • Region: Thousand Palms

Financial Details

  • Price per Sqft: $266.76
  • Tax Annual Amount: $4675
  • On Market Date: 2025-03-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $315,586 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $315,586!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.71% Sellers Rate
$58,414
Your Cash:$315,586
Total Purchase Price:$374,000

Assumed vs Traditional Mortgage

Assumed @ 4.71%
$435/mo
Traditional @ 7.5%
$587/mo
You save $152/month ($1,824/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD25053563

Listing From:

Last updated: 2025-03-20T16:08:36.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.71%
7.15%

Principal & Interest

$435 /mo
$566 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $315,586 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $315,586!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.71% Sellers Rate
$58,414
Your Cash:$315,586
Total Purchase Price:$374,000

Assumed vs Traditional Mortgage

Assumed @ 4.71%
$435/mo
Traditional @ 7.5%
$587/mo
You save $152/month ($1,824/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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