Dan Kaercher

Dan Kaercher

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Closed

$615,000

($48,764 down)
FHA

31156 Scrub Jay Road, Winchester, CA 92596

4
3
2,239 sqft
PITI Monthly
$4,913.21 /mo

Listing courtesy of: Marisol Rodriguez, Century 21 Masters

Assumed Rate

6.71%
7.15%

Principal & Interest

$3,701 /mo
$3,870 /mo

What's Special

MINUTES AWAY
SHOPPING
SPACIOUS
MODERN
LUXURY
LANDSCAPED
QUIET NEIGHBORHOOD
SOLAR PANELS
NO HOA

Beautiful Winchester home built in 2023 in very quiet neighborhood. No HOA. Nice floor plan that offers 2239 sq.sf two story home features a Tuscan facade and a downstairs bedroom and full bathroom. Upstairs, 3 bedrooms, 2 full bathrooms, a Large Loft area and laundry room with an Extra Storage room. The kitchen has porcelain tile and a beautiful quartz Island which includes whirlpool stainless steel gas cooktop and oven, microwave, dishwasher, and Quartz countertops. This home comes with crisp white shaker-style cabinetry throughout and upgraded luxury vinyl plank floors and carpet. Also, direct access 2 car-garage is Pre-plumbed for an electric car! This truly modern home has all the Smart Home features you would expect and , is Fully Landscaped and Irrigated in the front yard. Pleasant Valley Ranch is situated close to Schools, neighborhood parks, only 10 minutes away from shopping, restaurants and freeway access. Large spacious Lot offering 8,098sq ft., No neighbors in the back! RV Parking and plenty of yard space to create your own private oasis! Solar panels are leased buyer must assume. By appointment only. Owner Occupied.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.71
Remaining Loan Term
28 years, 4 months
Monthly PITI
$4,913.21/mo
Estimated Loan Balance
$567,296
Cash to close
$48,764
Interest Paid
$63,525

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Dual, HighEfficiency, Zoned
  • Heating: Central, ForcedAir, HighEfficiency
Features
  • Materials: Drywall, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: SeeRemarks

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean
Materials
  • Drywall, Stucco
  • Roof: Tile
Condition
  • Year Built: 2023
Details
  • Builder: Dr. Horton

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $274.68
  • Tax Annual Amount: $7687.5
  • On Market Date: 2024-07-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $48,764 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $48,764!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$566,236
Your Cash$48,764
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$3,701/mo
Traditional @ 7.5%
$4,014/mo
You save $313/month ($3,757/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24128234

Listing From:

Last updated: 2024-08-30T15:52:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.71%
7.15%

Principal & Interest

$3,701 /mo
$3,870 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $48,764 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $48,764!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$566,236
Your Cash$48,764
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$3,701/mo
Traditional @ 7.5%
$4,014/mo
You save $313/month ($3,757/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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