Dan Kaercher

Dan Kaercher

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$675,000

($265,419 down)
FHA

31117 El Torito Court, Temecula, CA 92592

4
3
1,875 sqft
PITI Monthly
$3,087.47 /mo

Listing courtesy of: Goran Forss, Team Forss Realty Group

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,873 /mo
$3,043 /mo

What's Special

REMODELED
LOCATION
OPEN CONCEPT
AWARD WINNING
SHOPPING
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
CUL-DE-SAC

REMODELED South Temecula Home with Convenient Commute Access on a cul-de-sac! Award winning Great Oak Highschool and a sports park just nearby. It is spacious, light-filled interior & features modern finishes and a open concept layout perfect for entertaining all year round. Gourmet kitchen with upgraded countertops, stainless steel appliances, and plenty of storage. All new LVP carries throughout the main floor of the home offering a modern color palette for decorating. Upstairs all new carpet has been put in for a fresh new look. The primary retreat is separated on opposite ends by a large loft, that could be converted into a 4th bedroom. The ancillary bedrooms offer plenty of space for growth or the work from home individual. The guest bath is completely remodeled and will not disappoint the pickiest of buyers. At the opposite end of the open walkway is the primary bedroom, with a spa like ensuite bath, giving a peaceful sanctuary to enjoy. Outside, the backyard is very private and peaceful, ideal for relaxing or hosting gatherings, with ample space for outdoor activities and a potential pool. One of this home's standout features is its unbeatable location, just steps from a community park, and greenspace to take in. Enjoy easy access to the 15 Freeway, making your commute to San Diego or surrounding areas a breeze. Plus, you're just minutes from Temecula's renowned wineries, shopping, dining, and zoned in the GREAT OAK District of Temecula Schools. Don't miss this opportunity to own a home that offers both convenience and charm in one of Temecula's most sought-after communities.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$3,087.47/mo
Estimated Loan Balance
$439,505
Cash to close
$265,419
Interest Paid
$54,778

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Temecula

Financial Details

  • Price per Sqft: $360
  • Tax Annual Amount: $8437.5
  • On Market Date: 2024-11-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $265,419 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $265,419!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$409,581
Your Cash$265,419
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,873/mo
Traditional @ 7.5%
$3,156/mo
You save $1,283/month ($15,401/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24232575

Listing From:

Last updated: 2025-04-01T15:49:05.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,873 /mo
$3,043 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $265,419 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $265,419!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$409,581
Your Cash$265,419
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,873/mo
Traditional @ 7.5%
$3,156/mo
You save $1,283/month ($15,401/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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