Dan Kaercher

Dan Kaercher

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Closed

$175,000

($95,839 down)
FHA

310 19th Street, Cloquet, MN 55720

3
2
2,070 sqft
PITI Monthly
$922.69 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

3.84%
7.15%

Principal & Interest

$459 /mo
$663 /mo

What's Special

SPACIOUS
FINISHED BASEMENT
AFFORDABLE

Great opportunity to have an affordable 3 bedroom 2 bath Ranch Rambler. 3 main floor bedrooms and 1 non-conforming bedroom in the finished basement that could serve as an office or den. 2 fire places and spacious rec room with bar. Updates include bathrooms and forced air heat. Don't miss out.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.84
Remaining Loan Term
20 years, 4 months
Monthly PITI
$922.69/mo
Estimated Loan Balance
$102,939
Cash to close
$95,839
Interest Paid
$32,893

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 1950
Details
  • Builder:

Community & HOA

Community
  • Subdivision: City Cloquet Lalonde Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Cloquet

Financial Details

  • Price per Sqft: $84.54
  • Tax Annual Amount: $2927
  • On Market Date: 2024-04-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $95,839 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $95,839!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.84% Sellers Rate
$79,161
Your Cash:$95,839
Total Purchase Price:$175,000

Assumed vs Traditional Mortgage

Assumed @ 3.84%
$459/mo
Traditional @ 7.5%
$687/mo
You save $228/month ($2,735/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6524324

Listing From: northstar

Last updated: 2024-07-11T14:19:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.84%
7.15%

Principal & Interest

$459 /mo
$663 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $95,839 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $95,839!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.84% Sellers Rate
$79,161
Your Cash:$95,839
Total Purchase Price:$175,000

Assumed vs Traditional Mortgage

Assumed @ 3.84%
$459/mo
Traditional @ 7.5%
$687/mo
You save $228/month ($2,735/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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