Dan Kaercher

Dan Kaercher

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Pending

$625,000

($75,468 down)
VA

31099 Petal Circle, Winchester, CA 92596

3
2
1,691 sqft
PITI Monthly
$3,953.55 /mo

Listing courtesy of: Noah Thomason, Exit Alliance Realty

Assumed Rate

5.22%
7.15%

Principal & Interest

$3,136 /mo
$3,848 /mo

What's Special

DINING
SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
SOAKING TUB
SEPARATE SHOWER
PATIO

Welcome to this stunning 3-bedroom, 2.5-bathroom home, offering 1,691 sq. ft. of thoughtfully designed living space. Nestled in a desirable community with scenic hiking trails, greenbelts, and a low HOA, this turn-key property is ready for you to call home! Step inside to find an inviting entryway leading to an open-concept floor plan, perfect for modern living. The chef’s kitchen features a pantry, stainless steel appliances, a large island with barstool seating, and stylish pendant lighting. A built-in coffee bar adds a touch of charm, while the dining and living areas provide an ideal space for entertaining. Enjoy the comfort of carpeted bedrooms and luxury vinyl plank flooring throughout the main areas. The primary suite is a true retreat, complete with a ceiling fan, shiplap accent wall, and a custom rolling barn door leading to a spa-like ensuite. Here, you'll find a separate shower, soaking tub, and dual vanities. The expansive backyard is perfect for outdoor enjoyment, featuring vinyl fencing, a large concrete patio, and a spacious lawn—ideal for kids, pets, and entertaining. Don't miss this opportunity to own a beautifully maintained home in a vibrant and welcoming community!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$3,953.55/mo
Estimated Loan Balance
$551,013
Cash to close
$75,468
Interest Paid
$73,063

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: GoodCondition, Vinyl
Roof
  • Roof: Concrete, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Concrete, Tile
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Heritage Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $32
  • HOA Frequency: $Monthly
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $369.6
  • Tax Annual Amount: $7812.5
  • On Market Date: 2025-03-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $75,468 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $75,468!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$549,532
Your Cash$75,468
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$3,136/mo
Traditional @ 7.5%
$3,992/mo
You save $856/month ($10,273/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25054406

Listing From:

Last updated: 2025-03-25T20:46:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$3,136 /mo
$3,848 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $75,468 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $75,468!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$549,532
Your Cash$75,468
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$3,136/mo
Traditional @ 7.5%
$3,992/mo
You save $856/month ($10,273/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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