Dan Kaercher

Dan Kaercher

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$325,000

($304,409 down)
FHA

3104 Baylor Street, Bakersfield, CA 93305

3
2
1,264 sqft
PITI Monthly
$1,048.23 /mo

Listing courtesy of: Jon Busby, Miramar International

Assumed Rate

7.75%
7.15%

Principal & Interest

$509 /mo
$480 /mo

What's Special

DINING
SPACIOUS
BREAKFAST NOOK
PATIO
CHARMING

Charming 3-bedroom, 2-bath home in East Bakersfield with a 2-car garage. This inviting property boasts a spacious living room, a formal dining area, great sized bedrooms, and a lovely kitchen with a breakfast nook. The backyard offers a covered patio, lush greenery, and convenient alley access.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.75
Remaining Loan Term
3 years, 11 months
Monthly PITI
$1,048.23/mo
Estimated Loan Balance
$20,965
Cash to close
$304,409
Interest Paid
$108,923

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1956
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $257.12
  • Tax Annual Amount: $4062.5
  • On Market Date: 2025-03-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $304,409 (94%)
You can enter any amount below - secondary financing will cover the difference if needed.
94%
$

You cover the entire equity of $304,409!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.75% Sellers Rate
$20,591
Your Cash:$304,409
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 7.75%
$509/mo
Traditional @ 7.5%
$498/mo
You save $-11/month ($-135/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS25052652

Listing From:

Last updated: 2025-04-03T17:23:42.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.75%
7.15%

Principal & Interest

$509 /mo
$480 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $304,409 (94%)
You can enter any amount below - secondary financing will cover the difference if needed.
94%
$

You cover the entire equity of $304,409!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.75% Sellers Rate
$20,591
Your Cash:$304,409
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 7.75%
$509/mo
Traditional @ 7.5%
$498/mo
You save $-11/month ($-135/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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