Dan Kaercher

Dan Kaercher

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Closed

$780,000

($70,126 down)
VA

306 Trunks Bay, Oceanside, CA 92057

3
2
1,270 sqft
PITI Monthly
$5,189.49 /mo

Listing courtesy of: Karla Kiernan, Keller Williams SD Metro

Assumed Rate

7.44%
7.15%

Principal & Interest

$4,973 /mo
$4,832 /mo

What's Special

SERENE
SHOPPING
DINING
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
HOME OFFICE
PATIO
CHARMING
EFFICIENT
SOLAR PANELS

Discover a comfortable and thoughtfully designed home in the heart of Oceanside. This single-story gem boasts a crisp, inviting exterior with recent upgrades and energy-efficient touches like dual-pane windows and fully owned solar panels, keeping utility costs low and efficiency high all year. Step inside to find vaulted ceilings and brand-new flooring that make each room feel open and inviting. Light pours in through large windows, while recessed lighting adds a soft, warm glow throughout. The real heart of this home is the extra-large, wrap-around kitchen—fully equipped with stainless steel appliances, abundant cabinetry, and ample counter space, perfect for preparing meals and entertaining with ease. A charming bay window looks out onto the backyard, creating a relaxed, airy space for cooking or gathering. The backyard is all about enjoyment and relaxation. With a sparkling pool and spa, a waterfall feature, and a covered patio, it’s a retreat you can escape to every day. Beautiful trees add a touch of natural beauty and privacy, creating a refreshing oasis for quiet moments or lively gatherings. Plus, an additional room created from a garage conversion offers the flexibility of a home office, guest suite, or hobby space. Located in a serene neighborhood but close to schools, parks, and Oceanside’s dining and shopping spots, this home blends peace with convenience. It’s easy to see yourself settling in here, enjoying the comfort of a well-designed space and a backyard retreat that’s perfect for every occasion. This Oceanside home may be your ideal match.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
7.44
Remaining Loan Term
28 years, 10 months
Monthly PITI
$5,189.49/mo
Estimated Loan Balance
$710,442
Cash to close
$70,126
Interest Paid
$61,786

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $614.17
  • Tax Annual Amount: $
  • On Market Date: 2024-11-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $70,126 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $70,126!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$709,874
Your Cash$70,126
Total Purchase Price:$780,000

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$4,973/mo
Traditional @ 7.5%
$5,012/mo
You save $39/month ($470/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2409915

Listing From:

Last updated: 2025-01-14T00:53:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.44%
7.15%

Principal & Interest

$4,973 /mo
$4,832 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $70,126 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $70,126!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$709,874
Your Cash$70,126
Total Purchase Price:$780,000

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$4,973/mo
Traditional @ 7.5%
$5,012/mo
You save $39/month ($470/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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