Dan Kaercher

Dan Kaercher

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$280,000

($39,468 down)
FHA

306 S 4th Court, Deer Trail, CO 80105

2
2
1,282 sqft
PITI Monthly
$1,587.52 /mo

Listing courtesy of: Ana Peraza-Alfaro, Compass - Denver

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,095 /mo
$1,739 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
HOME OFFICE
CHARMING
COZY

Introducing a charming townhome nestled in the serene Bijou Creek community, just 40-minutes from the vibrant heart of Downtown Denver. This meticulously crafted residence offers a harmonious blend of modern living and cozy comfort, presenting an ideal retreat for those seeking the perfect balance between city convenience and suburban tranquility. As you step inside, you'll be greeted by an inviting open main floor living area, thoughtfully designed to maximize space and natural light. Luxury laminate flooring graces the entirety of this area, providing a sleek and low-maintenance surface that complements any decor style. The seamless flow between the living, dining, and kitchen areas creates an atmosphere of connectivity, making it perfect for both entertaining guests and enjoying quiet evenings in. The kitchen features white shaker cabinetry, stainless steel appliances, and granite countertops. The bedrooms are spacious and are lined with plush carpet. There are also 2 beautifully finished bathrooms. There is also a spacious loft style area that offers extra space for a home office, gym space or whatever suits your needs best. Lastly, this home comes equipped with an attached 2 car garage.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 10 months
Monthly PITI
$1,587.52/mo
Estimated Loan Balance
$255,559
Cash to close
$39,468
Interest Paid
$24,219

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Cement Siding, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Cement Siding, Frame
  • Roof: Composition
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Deer Trail
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Bijou Creek HOA
  • HOA Amenities: Unknown
  • HOA Fee: $50
  • HOA Frequency: $Annually
Location
  • Region: Deer Trail

Financial Details

  • Price per Sqft: $218.41
  • Tax Annual Amount: $1920
  • On Market Date: 2025-02-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $39,468 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $39,468!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$240,532
Your Cash$39,468
Total Purchase Price:$280,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,095/mo
Traditional @ 7.5%
$1,804/mo
You save $708/month ($8,502/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8377663

Listing From: recolorado

Last updated: 2025-02-10T18:40:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,095 /mo
$1,739 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $39,468 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $39,468!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$240,532
Your Cash$39,468
Total Purchase Price:$280,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,095/mo
Traditional @ 7.5%
$1,804/mo
You save $708/month ($8,502/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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