Dan Kaercher

Dan Kaercher

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Closed

$570,000

($213,177 down)
VA

306 SE 4th Street, Berthoud, CO 80513

4
4
2,340 sqft
PITI Monthly
$2,001.1 /mo

Listing courtesy of: Ryan Livingston, RE/MAX Alliance-FTC South

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,606 /mo
$2,637 /mo

What's Special

DINING
SPACIOUS
PATIO
CHARMING

CHARMING FARMHOUSE LIVING IN BERTHOUD. Welcome to 306 SE 4th St. in the desirable Farmstead community of Berthoud, Colorado! Whether you're seeking extra space or planning to downsize, this 4-bedroom, 4-bathroom farmhouse offers the perfect blend of comfort, style, and convenience-all with no metro district tax. Step inside and immediately appreciate the upgraded LVP flooring that flows seamlessly through the living, kitchen, and dining areas. The open floor plan combines privacy with a bright and cheerful ambiance, thanks to the thoughtful design, lighting, and color palette. The kitchen is the heart of the home, featuring a spacious island, sleek quartz countertops, and a full suite of included stainless appliances: range, dishwasher, microwave, and refrigerator. Step outside to the back patio, where you'll find a partial wall and a shade sail-ideal for enjoying Colorado's sunny days and cool evenings with added privacy and comfort. Upstairs, three of the four bedrooms await, including the primary suite. The basement provides even more space, offering a bedroom, rec room, and additional bathroom-perfect for hobbies. This home is also equipped with a solar panel system, adding energy efficiency to its list of impressive features. Don't miss your chance to own this inviting farmhouse in one of Berthoud's most sought-after neighborhoods. Schedule your showing today and make this house your next home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,001.1/mo
Estimated Loan Balance
$362,924
Cash to close
$213,177
Interest Paid
$41,985

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Rustic Contemporary
Materials
  • Brick, Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Farmstead
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Farmstead
  • HOA Amenities: Unknown
  • HOA Fee: $195
  • HOA Frequency: $Quarterly
Location
  • Region: Berthoud

Financial Details

  • Price per Sqft: $243.59
  • Tax Annual Amount: $2739
  • On Market Date: 2025-01-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $213,177 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $213,177!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$356,823
Your Cash$213,177
Total Purchase Price:$570,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,606/mo
Traditional @ 7.5%
$2,735/mo
You save $1,129/month ($13,546/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1024306

Listing From: recolorado

Last updated: 2025-03-25T14:51:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,606 /mo
$2,637 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $213,177 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $213,177!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$356,823
Your Cash$213,177
Total Purchase Price:$570,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,606/mo
Traditional @ 7.5%
$2,735/mo
You save $1,129/month ($13,546/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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