Dan Kaercher

Dan Kaercher

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Closed

$300,000

($0 down)*
FHA

Potential short sale please verify with your agent.

305 N Hickory Street, Chaska, MN 55318

3
1
1,218 sqft
PITI Monthly
$2,774.5 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

6.78%
7.15%

Principal & Interest

$2,012 /mo
$2,089 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
FINISHED BASEMENT
CHARMING

Welcome to 305 Hickory St! This charming rambler is located on a peaceful street just minutes from downtown Chaska. Inside, you'll find fresh new carpet, stainless steel appliances, and neutral paint throughout. The main level offers three bedrooms and a spacious bathroom. Situated on a generous .41-acre lot, the property includes a detached two-car garage. The unfinished basement provides plenty of storage space and potential for finishing to add immediate equity and value. Don't miss out on this opportunity! (Note: This property was recently split from 303 Hickory with new PIDs. The current tax assessment is based on the previous PID, covering both properties, but the new assessment for 305 Hickory is expected by the end of November.)

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.78
Remaining Loan Term
29 years, 1 months
Monthly PITI
$2,774.5/mo
Estimated Loan Balance
$308,763
Cash to close
$0
Interest Paid
$19,139

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Boiler, Radiant
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age Over 8 Years, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Age Over 8 Years, Asphalt, Pitched
Condition
  • Year Built: 1944
Details
  • Builder:

Community & HOA

Community
  • Subdivision: City Lts Of Chaska
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Chaska

Financial Details

  • Price per Sqft: $246.31
  • Tax Annual Amount: $4718
  • On Market Date: 2024-10-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$300,000
Your Cash$0
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$2,012/mo
Traditional @ 7.5%
$2,167/mo
You save $155/month ($1,855/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6624031

Listing From: northstar

Last updated: 2025-01-03T16:05:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.78%
7.15%

Principal & Interest

$2,012 /mo
$2,089 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$300,000
Your Cash$0
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$2,012/mo
Traditional @ 7.5%
$2,167/mo
You save $155/month ($1,855/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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