Dan Kaercher

Dan Kaercher

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$549,000

($358,301 down)
FHA

30501 Middle Ridge Road, Albion, CA 95410

2
1
800 sqft
PITI Monthly
$2,104.48 /mo

Listing courtesy of: Kira Meade, Mendo Sotheby's International Realty

Assumed Rate

3.35%
7.15%

Principal & Interest

$1,177 /mo
$1,804 /mo

What's Special

SPACIOUS
HOME OFFICE

This 2 bedroom, 1 bath manufactured home sits on a beautifully cared for 1.74+/- acre property in the Albion sunbelt. Once you enter through the gate you immediately enjoy the towering Redwoods and mature landscaping. The spacious 2+ car garage is very desirable and having the loft area upstairs allows for many possibilities for a workshop, home office, gym or artist studio. The tranquil property is level and usable and with a 2nd homesite ready with power, water and 2nd septic tank ready for a building permit application. The property includes two wells, two power meters, automatic back-up generator, camping trailer and storge container.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.35
Remaining Loan Term
17 years, 10 months
Monthly PITI
$2,104.48/mo
Estimated Loan Balance
$192,621
Cash to close
$358,301
Interest Paid
$94,197

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: ManufacturedOnLand
  • Architectural Style: Ranch
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking
HOA
  • Has HOA: No
Location
  • Region: Albion

Financial Details

  • Price per Sqft: $686.25
  • Tax Annual Amount: $6862.5
  • On Market Date: 2025-01-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $358,301 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $358,301!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$190,699
Your Cash:$358,301
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$1,177/mo
Traditional @ 7.5%
$1,871/mo
You save $694/month ($8,327/year)

*Secondary financing rates are an estimated value based on input

MLS ID: C1-10874

Listing From:

Last updated: 2025-03-30T17:53:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$1,177 /mo
$1,804 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $358,301 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $358,301!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$190,699
Your Cash:$358,301
Total Purchase Price:$549,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$1,177/mo
Traditional @ 7.5%
$1,871/mo
You save $694/month ($8,327/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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