Dan Kaercher

Dan Kaercher

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$645,000

($149,476 down)
FHA

304 Margaret Court, Bay Point, CA 94565

3
2
1,250 sqft
PITI Monthly
$3,434.28 /mo

Listing courtesy of: Lisa Marie Adorno, PREMIER AGENT NETWORK

Assumed Rate

2.78%
7.15%

Principal & Interest

$2,213 /mo
$3,647 /mo

What's Special

LOCATION
SERENE
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
CONVENIENT LOCATION
PUBLIC TRANSPORTATION
CHARMING

ASSUMABLE LOAN 5.25%! This house is a charming single-family home built in 1985. This 1,250-square-foot residence features 3 bedrooms and 2 bathrooms, offering a comfortable living space.The property boasts high vaulted ceilings and a brick fireplace, creating a warm and inviting atmosphere. The semi-updated kitchen is equipped with stainless steel appliances and a garden window, providing ample counter space for culinary endeavors. One of the standout features of this home is its expansive 7,380-square-foot lot, adorned with mature fruit trees, including tomatoes, apricots, and lemons, as well as beautiful succulents in both the front and back yards. This outdoor space offers a serene environment perfect for relaxation, gardening, and entertaining. The property also includes a two-car garage and plenty of street parking for guest to visit. Its convenient location provides easy access to major freeways, public transportation, shops, and eateries, making it a commuter's dream. Additionally, it falls within the Concord School District.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.78
Remaining Loan Term
26 years, 3 months
Monthly PITI
$3,434.28/mo
Estimated Loan Balance
$507,622
Cash to close
$149,476
Interest Paid
$54,017

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Bay Point

Financial Details

  • Price per Sqft: $516
  • Tax Annual Amount: $8062.5
  • On Market Date: 2025-03-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $149,476 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $149,476!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.78% Sellers Rate
$495,524
Your Cash$149,476
Total Purchase Price:$645,000

Assumed vs Traditional Mortgage

Assumed @ 2.78%
$2,213/mo
Traditional @ 7.5%
$3,783/mo
You save $1,570/month ($18,842/year)

*Secondary financing rates are an estimated value based on input

MLS ID: WS25063361

Listing From:

Last updated: 2025-04-03T22:33:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.78%
7.15%

Principal & Interest

$2,213 /mo
$3,647 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $149,476 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $149,476!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.78% Sellers Rate
$495,524
Your Cash$149,476
Total Purchase Price:$645,000

Assumed vs Traditional Mortgage

Assumed @ 2.78%
$2,213/mo
Traditional @ 7.5%
$3,783/mo
You save $1,570/month ($18,842/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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