Dan Kaercher

Dan Kaercher

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Closed

$425,000

($98,842 down)
VA

3031 Tamarack Circle, Howard Lake, MN 55349

5
3
3,882 sqft
PITI Monthly
$2,111.26 /mo

Listing courtesy of: , Keller Williams Integrity NW

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,492 /mo
$2,372 /mo

What's Special

LOCATION
DINING
SPACIOUS
MODERN
FIREPLACE
HOME OFFICE
DECK
CUL-DE-SAC
COZY

** Seller is offering up to a $9,500 rate buydown contribution for the buyer with acceptable offer ** Welcome to this beautiful custom-built walkout rambler in a prime cul-de-sac location near the lake and parks! This home offers the perfect blend of comfort and craftsmanship. Nestled on a spacious lot, this home boasts single-level living with a thoughtful open floor plan, perfect for modern living and entertaining. 5 bedrooms (3 on one level), 3 baths, main floor laundry. Generously sized rooms with plenty of natural light, offering a tranquil retreat. Gourmet kitchen featuring high-end appliances, custom knotty alder cabinetry and an oversized island—perfect for culinary enthusiasts! Hard to find double pantry walk-ins. Enjoy your private primary sanctuary with an extra spacious ensuite including an office and extra large walk in closet. Custom finishes throughout: 9 ft ceilings, solid paneled doors, double tiled shower, in-floor heating in the lower level. Spacious family room with an inviting living area with a cozy fireplace and walk out to the backyard. Step outside to the screened in covered porch with additional deck - MF flooring ideal for outdoor dining and relaxation. 3-car fully finished heated garage. Additional storage in the lower level with access to the backyard - for that extra seasonal storage. Don't miss 2 extra flex rooms in the lower level - perfect for exercise rooms, home office needs or additional storage!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 3 months
Monthly PITI
$2,111.26/mo
Estimated Loan Balance
$336,501
Cash to close
$98,842
Interest Paid
$38,743

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Radiant Floor
Features
  • Materials: Fiber Cement
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Cement
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Howard Lake

Financial Details

  • Price per Sqft: $109.48
  • Tax Annual Amount: $5628
  • On Market Date: 2024-10-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $98,842 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $98,842!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$326,158
Your Cash$98,842
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,492/mo
Traditional @ 7.5%
$2,461/mo
You save $969/month ($11,622/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6622339

Listing From: northstar

Last updated: 2025-01-10T21:16:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,492 /mo
$2,372 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $98,842 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $98,842!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$326,158
Your Cash$98,842
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,492/mo
Traditional @ 7.5%
$2,461/mo
You save $969/month ($11,622/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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