Dan Kaercher

Dan Kaercher

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Coming Soon

$234,000

($128,274 down)
VA

302 3rd Street N, Rose Creek, MN 55970

3
2
1,948 sqft
PITI Monthly
$856.41 /mo

Listing courtesy of: , Colleen Jennings Real Estate

Assumed Rate

2.98%
7.15%

Principal & Interest

$483 /mo
$776 /mo

What's Special

DINING
FIREPLACE
PATIO
CHARMING

Welcome home to this charming and updated 3 plus bedroom 2 bath home on over 1/3 acre lot on quiet dead end street. This fine home features main floor: kitchen, formal dining room, living room with floor to ceiling window, full bath, mudroom, and 3 bedrooms. Lower level features 12 x 23 family room with fireplace, den/office or could be 4th bedroom, 3/4 bath and laundry. Lots of additional storage. Fenced backyard offers additional privacy while you enjoy spring evenings on the 20 x 24 concrete patio with beautiful perennial gardens, raised garden beds, and firepit. Storage shed, new concrete driveway and paver walkway. This meticulously well cared for home has everything you are looking for. You won’t want to miss this amazing home on the edge of town with country views. Small town living at its best!!!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$856.41/mo
Estimated Loan Balance
$107,472
Cash to close
$128,274
Interest Paid
$12,075

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Boiler
Features
  • Materials: Steel Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric, Family Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Steel Siding
  • Roof: Unknown
Condition
  • Year Built: 1962
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Thills Park View
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Rose Creek

Financial Details

  • Price per Sqft: $120.12
  • Tax Annual Amount: $2678
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $128,274 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $128,274!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$105,726
Your Cash:$128,274
Total Purchase Price:$234,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$483/mo
Traditional @ 7.5%
$805/mo
You save $322/month ($3,862/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6696102

Listing From: northstar

Last updated: 2025-04-04T02:51:06.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$483 /mo
$776 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $128,274 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $128,274!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$105,726
Your Cash:$128,274
Total Purchase Price:$234,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$483/mo
Traditional @ 7.5%
$805/mo
You save $322/month ($3,862/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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