Dan Kaercher

Dan Kaercher

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$460,000

($218,282 down)
FHA

30204 Wilson Street, Lake Elsinore, CA 92530

3
2
1,306 sqft
PITI Monthly
$2,231.01 /mo

Listing courtesy of: Lindsay Ciota, Impact Real Estate

Assumed Rate

4.63%
7.15%

Principal & Interest

$1,389 /mo
$1,824 /mo

What's Special

SPACIOUS
VAULTED CEILINGS
FENCED YARD
COZY
SOLAR PANELS

Seller willing to entertain offers between $425,000-$460,000! This delightful 3-bed, 2-bath home in Lake Elsinore is brimming with potential and character. With a solid foundation and a welcoming ambiance, this property is perfect for those looking to make it their own. Enter into a spacious living room adorned with vaulted ceilings, creating a bright and airy feel that’s ideal for gatherings or cozy evenings at home. Natural light pours in, highlighting the unique architectural details that give this home its distinct personality. The fully fenced yard provides privacy and security, making it an ideal space for outdoor activities, gardening or enjoying quiet moments in the sun. Recent updates, including a BRAND NEW ROOF, OWNED SOLAR panels (no lease) and a brand new water heater, enhance both comfort and energy efficiency, making this home a smart choice for the future. Don’t miss your chance to experience the charm of Lake Elsinore—schedule a tour today and imagine the possibilities!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.63
Remaining Loan Term
23 years, 7 months
Monthly PITI
$2,231.01/mo
Estimated Loan Balance
$243,077
Cash to close
$218,282
Interest Paid
$75,893

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: WallFurnace
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Mountainous
HOA
  • Has HOA: No
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $352.22
  • Tax Annual Amount: $5750
  • On Market Date: 2024-10-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $218,282 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $218,282!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.63% Sellers Rate
$241,718
Your Cash$218,282
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 4.63%
$1,389/mo
Traditional @ 7.5%
$1,892/mo
You save $503/month ($6,032/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24205850

Listing From:

Last updated: 2025-03-15T06:15:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.63%
7.15%

Principal & Interest

$1,389 /mo
$1,824 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $218,282 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $218,282!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.63% Sellers Rate
$241,718
Your Cash$218,282
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 4.63%
$1,389/mo
Traditional @ 7.5%
$1,892/mo
You save $503/month ($6,032/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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