Dan Kaercher

Dan Kaercher

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Under Contract

$340,000

($187,611 down)
FHA

3009 N 81ST Lane, Phoenix, AZ 85033

3
2
1,100 sqft
PITI Monthly
$1,224.16 /mo

Listing courtesy of: Treisy Lopez, EMG Real Estate

Assumed Rate

4.55%
7.15%

Principal & Interest

$881 /mo
$1,167 /mo

What's Special

DINING
PATIO
CHARMING

Home, sweet home! This charming 3-bedroom, 2-bath residence greets you with a carport, an easy-care desert landscape, and a front patio. The living room has a soothing palette and durable tile flooring for easy maintenance. Enjoy gourmet meals in the eat-in kitchen, complete with French doors that lead to the backyard, sleek quartz counters, white shaker cabinets, recessed lighting, a tile backsplash, and essential built-in appliances. The primary bedroom offers a private bathroom for added convenience. Enjoy relaxing outdoor moments in the sizeable backyard, which includes a covered patio for al fresco dining, stylish pavers, pristine artificial turf, and a barn shed for additional storage. Don't miss out on this fantastic opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.55
Remaining Loan Term
23 years, 6 months
Monthly PITI
$1,224.16/mo
Estimated Loan Balance
$168,666
Cash to close
$187,611
Interest Paid
$48,276

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Other
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Painted, Block
  • Roof: Other
Condition
  • Year Built: 1962
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: MARYVALE TERRACE
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $309.09
  • Tax Annual Amount: $852
  • On Market Date: 2025-03-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $187,611 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $187,611!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$152,389
Your Cash:$187,611
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$881/mo
Traditional @ 7.5%
$1,211/mo
You save $330/month ($3,959/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6830080

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-24T20:39:46.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.55%
7.15%

Principal & Interest

$881 /mo
$1,167 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $187,611 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $187,611!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$152,389
Your Cash:$187,611
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$881/mo
Traditional @ 7.5%
$1,211/mo
You save $330/month ($3,959/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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