Dan Kaercher

Dan Kaercher

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Closed

$889,000

($157,574 down)
VA

3007 S COLONIAL Street, Gilbert, AZ 85295

5
3
3,739 sqft
PITI Monthly
$4,548.91 /mo

Listing courtesy of: Karin Hansen, HomeSmart

Assumed Rate

4.92%
7.15%

Principal & Interest

$4,042 /mo
$5,132 /mo

What's Special

SERENE
DINING
SPACIOUS
RENOVATED
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
BREAKFAST NOOK
WALK-IN CLOSET
MASTER SUITE
GAME ROOM
PATIO
CHARMING

Welcome to this meticulously maintained and beautifully renovated 5-bedroom, 3-bathroom home located in the desirable Spectrum at Val Vista community. Situated on a spacious 9,723 sq ft lot, this home boasts a private pool, 3-car garage, and a well-designed floor plan perfect for family living and entertaining. Upon entry, you'll be greeted by the formal dining and living rooms, creating a welcoming atmosphere. The open-concept family room flows seamlessly into the gourmet kitchen, which features white cabinetry, granite countertops, a tiled backsplash, and an espresso kitchen island with a breakfast bar. Stainless steel appliances, including a walk-in pantry with refrigerator and breakfast nook, complete the kitchen space. The guest bedroom with a renovated ensuite bathroom is conveniently located downstairs for privacy, while a bonus/game room upstairs provides extra living space for all to enjoy. The master suite overlooks the serene backyard and features a spacious walk-in closet, double vanities, a renovated shower, and a garden tub for ultimate relaxation. Upstairs, you'll find generously sized secondary bedrooms with charming window seats and plenty of natural light. The formal dining room has been thoughtfully converted into a playroom/drop zone space to meet today's lifestyle needs. This home has been thoughtfully upgraded with new carpet and a complete interior repaint in 2022. Additional features include a new water softener, reverse osmosis system, water heater, garage door, and two AC units for added comfort. Enjoy surround sound speakers in both the family room and back patio, as well as cabinets in the laundry room, a central vacuum system, sunscreens, and more. Assumable VA 4.8% loan available on this property.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.92
Remaining Loan Term
27 years, 5 months
Monthly PITI
$4,548.91/mo
Estimated Loan Balance
$733,500
Cash to close
$157,574
Interest Paid
$94,745

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Variable Speed Pump, Fenced, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Amberwood Homes

Community & HOA

Community
  • Subdivision: SPECTRUM AT VAL VISTA PARCEL 19
  • Features: Tennis Court(s), Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Spectrum @ Val Vista
  • HOA Amenities: Unknown
  • HOA Fee: $231
  • HOA Frequency: $Quarterly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $237.76
  • Tax Annual Amount: $3480
  • On Market Date: 2025-01-31T19:40:13.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $157,574 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $157,574!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$731,426
Your Cash$157,574
Total Purchase Price:$889,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$4,042/mo
Traditional @ 7.5%
$5,324/mo
You save $1,282/month ($15,378/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6813651

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-26T16:49:34.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.92%
7.15%

Principal & Interest

$4,042 /mo
$5,132 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $157,574 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $157,574!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$731,426
Your Cash$157,574
Total Purchase Price:$889,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$4,042/mo
Traditional @ 7.5%
$5,324/mo
You save $1,282/month ($15,378/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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