Dan Kaercher

Dan Kaercher

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$539,000

($86,007 down)
VA

3005 White Oak Court, Loveland, CO 80538

3
2
1,581 sqft
PITI Monthly
$3,208.43 /mo

Listing courtesy of: Brett Sall, C3 Real Estate Solutions, LLC

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,896 /mo
$3,141 /mo

What's Special

DINING
SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
MATURE TREES
CUL-DE-SAC
COZY
EFFICIENT
NO HOA

They don't build them like they used to! This beautifully maintained 1980 brick ranch blends classic craftsmanship with modern updates, offering both quality and character. Nestled on a quiet cul-de-sac, this home sits on a spacious lot with mature shade trees and includes a backyard shed for additional storage. Recent updates in 2024 include new exterior and interior paint and luxury vinyl plank flooring, while the primary ensuite bathroom received stylish updates in 2025, featuring a new tile floor and vanity. The vaulted ceilings with exposed wood beams create a warm and inviting atmosphere throughout the living, kitchen, and dining areas. At the heart of the home is the spacious kitchen and dining area, designed for cooking, storage, and entertaining. Featuring beautiful quartz countertops, warm wood cabinets, ample pantry space, and farmhouse-style open shelving, this kitchen is both practical and inviting. The modern stainless steel appliances make meal prep a breeze, while the open layout seamlessly connects to the dining space-perfect for hosting family and friends. The updated brick fireplace with a custom mantle and sconces serves as a stunning focal point, making the living space feel both cozy and elegant. A functional layout features three bedrooms, two bathrooms, a living room, and a family room, offering versatile spaces for everyday living-all on one level. A laundry room/drop zone is conveniently located off the angled two-car garage, a design feature many appreciate as it keeps the garage from becoming the focal point of the home's exterior. The home features energy-efficient baseboard heating powered by a hot water boiler, offering quiet, consistent warmth without drafts or circulating allergens. It also stays naturally cool thanks to mature trees and a whole-house fan, eliminating the need for central A/C and reducing utility costs. Enjoy lower monthly expenses with no HOA fees, no covenants, & no metro taxes!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.36
Remaining Loan Term
27 years, 10 months
Monthly PITI
$3,208.43/mo
Estimated Loan Balance
$454,464
Cash to close
$86,007
Interest Paid
$63,300

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Baseboard, Hot Water
Features
  • Materials: Brick, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary, Rustic Contemporary
Materials
  • Brick, Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Orchard Estates Addition
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $340.92
  • Tax Annual Amount: $1744
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $86,007 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $86,007!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$452,993
Your Cash$86,007
Total Purchase Price:$539,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,896/mo
Traditional @ 7.5%
$3,258/mo
You save $361/month ($4,335/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1028796

Listing From: recolorado

Last updated: 2025-03-30T18:06:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,896 /mo
$3,141 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $86,007 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $86,007!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$452,993
Your Cash$86,007
Total Purchase Price:$539,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,896/mo
Traditional @ 7.5%
$3,258/mo
You save $361/month ($4,335/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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