Dan Kaercher

Dan Kaercher

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Closed

$470,000

($177,159 down)
FHA

2974 Mary Ann Ln, Bay Point, CA 94565

3
2
1,076 sqft
PITI Monthly
$2,173.66 /mo

Listing courtesy of: Michael Vera, Michael Vera

Assumed Rate

2.48%
7.15%

Principal & Interest

$1,286 /mo
$2,204 /mo

What's Special

LOCATION
MODERN
HARDWOOD FLOORS
EFFICIENT

New to the Market! 2974 Mary Ann Ln is a 3 BD/2 BA updated Bay Point home. The home offers 1,076 sq. ft of thoughtful living space with three bedrooms and two modern bathrooms. Originally built in 1962, the home has been updated to blend classic appeal with contemporary comforts. Throughout the home hardwood floors provide warmth and elegance, while both bathrooms feature updated flooring and fixtures, enhancing their functionality and style. Enjoy year-round comfort with central heating and A/C, plus the added benefit of energy-efficient owned solar to help reduce utility costs. The long driveway easily accommodates four or more vehicles. The home is conveniently located in a neighborhood within minutes of Hwy 4 and Pittsburg/Bay Point BART station access. Don’t miss this opportunity to own a beautifully upgraded home in a prime Bay Point location! Open House Saturday, 2/8, from 1-4PM.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.48
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,173.66/mo
Estimated Loan Balance
$301,658
Cash to close
$177,159
Interest Paid
$34,549

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1962
Details
  • Builder:

Community & HOA

Community
  • Subdivision: WESTWOOD VILLAGE
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Bay Point

Financial Details

  • Price per Sqft: $436.8
  • Tax Annual Amount: $5875
  • On Market Date: 2025-02-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $177,159 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $177,159!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.48% Sellers Rate
$292,841
Your Cash$177,159
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 2.48%
$1,286/mo
Traditional @ 7.5%
$2,287/mo
You save $1,000/month ($12,005/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41084650

Listing From:

Last updated: 2025-03-12T22:08:23.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.48%
7.15%

Principal & Interest

$1,286 /mo
$2,204 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $177,159 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $177,159!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.48% Sellers Rate
$292,841
Your Cash$177,159
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 2.48%
$1,286/mo
Traditional @ 7.5%
$2,287/mo
You save $1,000/month ($12,005/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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