Dan Kaercher

Dan Kaercher

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$899,000

($100,237 down)
FHA

29714 Gracilior Dr, Escondido, CA 92026

4
3
2,413 sqft
PITI Monthly
$7,067.33 /mo

Listing courtesy of: Melissa Goldstein Tucci, Melissa Goldstein Tucci

Assumed Rate

6.91%
7.15%

Principal & Interest

$5,340 /mo
$5,471 /mo

What's Special

GATED COMMUNITY
DINING
SPACIOUS
MODERN
LUXURY
HOME OFFICE
PATIO
PLAYGROUND
EFFICIENT

Step into an exceptional retreat in the prestigious gated community of Treasures at Castle Creek. This exquisite 2,413 sq. ft. home blends contemporary elegance with everyday comfort. Boasting five spacious bedrooms, the property captivates with immaculate curb appeal, highlighted by newly painted exterior and meticulously maintained landscaping. Inside, the heart of the home features a gourmet kitchen with sleek quartz countertops, sophisticated white cabinetry and premium stainless-steel appliances. The open-concept design is adorned with new luxury vinyl plank flooring that adds warmth and refinement, while a versatile downstairs room with French doors offers the ideal space for a home office, study, or creative endeavor. Modern conveniences shine with a PAID 16-panel solar system, upgraded electrical panel, new A/C unit, EV charger, and a suite of energy-efficient enhancements, including a new dishwasher and water heater. The upper level is a haven of tranquility, featuring four beautifully appointed bedrooms, including a primary suite that impresses with soaring ceilings, a stylish barn door, and dual closets—one a spacious walk-in. The en-suite bathroom exudes serenity, offering dual sinks, a separate tub and shower, and tasteful tile flooring. Outside, the backyard transforms into a private oasis for entertaining or relaxing, complete with a built-in griddle, seating island, stereo system, and a covered patio perfect for al fresco dining. A lush lawn and garden spaces invite creativity and leisure, while a hot tub-ready 220-watt power line adds a luxurious touch. Beyond your personal sanctuary, the gated community extends an array of exceptional amenities, including a sparkling pool, tennis and basketball courts and a nearby park with a playground. This is more than a home—it's a lifestyle of elegance, sustainability, and connection. Don’t miss the opportunity to make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.91
Remaining Loan Term
28 years, 6 months
Monthly PITI
$7,067.33/mo
Estimated Loan Balance
$801,685
Cash to close
$100,237
Interest Paid
$83,348

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, Propane
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Concrete
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision: North Escondido
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Treasures at Castle Creek
  • HOA Amenities: Unknown
  • HOA Fee: $135
  • HOA Frequency: $Monthly
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $372.57
  • Tax Annual Amount: $11237.5
  • On Market Date: 2025-01-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $100,237 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $100,237!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.91% Sellers Rate
$798,763
Your Cash$100,237
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 6.91%
$5,340/mo
Traditional @ 7.5%
$5,473/mo
You save $132/month ($1,586/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250016939SD

Listing From:

Last updated: 2025-04-04T02:02:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.91%
7.15%

Principal & Interest

$5,340 /mo
$5,471 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $100,237 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $100,237!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.91% Sellers Rate
$798,763
Your Cash$100,237
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 6.91%
$5,340/mo
Traditional @ 7.5%
$5,473/mo
You save $132/month ($1,586/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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