Dan Kaercher

Dan Kaercher

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Closed

$720,000

($138,366 down)
FHA

296 Belden Street, Gonzales, CA 93926

3
2
1,864 sqft
PITI Monthly
$4,820.11 /mo

Listing courtesy of: Ozzie Ledezma, Keller Williams Realty Santa Cruz

Assumed Rate

5.41%
7.15%

Principal & Interest

$3,422 /mo
$4,112 /mo

What's Special

DINING
SPACIOUS
CUSTOM BUILT
FIREPLACE

Centrally located this lovingly well maintained home consists of 3 generously sized bedrooms and 2 full baths on a large corner lot. You are welcomed in to the spacious living room which boasts custom built-ins, a large picture window, plantation shutters, and fireplace with custom fireplace doors. Kitchen has been recently updated with tile backsplash, large farmhouse style sink, stainless appliances, Hisense wine refrigerator, soft close cabinets and drawers, substantial island which includes room for storage and space for counter stools. Porcelain tile flooring throughout kitchen, dining, and hallway area. Sizable primary bedroom with double closet and custom built in cabinets. Smart features include Nest Thermostat, Ring alarm system, and keyless Schlage door lock. Newer roof and windows throughout. Property is fully fenced and also includes a large storage shed. Usable basement and side gate for trailer/ATV storage as well. Walking distance to downtown.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$4,820.11/mo
Estimated Loan Balance
$593,133
Cash to close
$138,366
Interest Paid
$83,596

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Gonzales

Financial Details

  • Price per Sqft: $386.27
  • Tax Annual Amount: $9000
  • On Market Date: 2024-08-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $138,366 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $138,366!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$581,634
Your Cash$138,366
Total Purchase Price:$720,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$3,422/mo
Traditional @ 7.5%
$4,265/mo
You save $843/month ($10,113/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81978563

Listing From:

Last updated: 2024-09-30T17:54:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$3,422 /mo
$4,112 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $138,366 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $138,366!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$581,634
Your Cash$138,366
Total Purchase Price:$720,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$3,422/mo
Traditional @ 7.5%
$4,265/mo
You save $843/month ($10,113/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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