Dan Kaercher

Dan Kaercher

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$639,000

($21,792 down)
FHA

29651 Ramsey Ct, Temecula, CA 92591

4
3
1,856 sqft
PITI Monthly
$4,485.09 /mo

Listing courtesy of: Adam Cato, Anchor Funding, Inc.

Assumed Rate

6.26%
7.15%

Principal & Interest

$3,873 /mo
$4,244 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
FIREPLACE
VAULTED CEILINGS
NO HOA

Fantastic location in Central Temecula! Close to everything—schools, shopping, downtown, Old Town Temecula, Temecula's famous wineries, and easy access to freeways. Situated in a low-tax area with no HOA and no Mello-Roos! This home is on a spacious lot, featuring 4 bedrooms, 2 1/2 baths, and an oversized 3-car garage. The living room feature vaulted ceilings. The family room (currently used as a dining room) is a flexible space that you may use in many different ways. This room features a tiled fireplace, and views of the large backyard. The kitchen comes equipped with updated appliances, newer paint, and a sliding door leading to the spacious backyard - a blank canvas waiting for you to complete your masterpiece. Upstairs, you’ll find the primary suite and three additional bedrooms. The large indoor laundry room includes built-in cabinets for added storage.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$4,485.09/mo
Estimated Loan Balance
$619,148
Cash to close
$21,792
Interest Paid
$77,786

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Temecula
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Temecula

Financial Details

  • Price per Sqft: $344.29
  • Tax Annual Amount: $
  • On Market Date: 2024-09-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $21,792 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $21,792!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$617,208
Your Cash$21,792
Total Purchase Price:$639,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$3,873/mo
Traditional @ 7.5%
$4,245/mo
You save $372/month ($4,466/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240021823SD

Listing From:

Last updated: 2024-12-05T05:20:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$3,873 /mo
$4,244 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $21,792 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $21,792!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$617,208
Your Cash$21,792
Total Purchase Price:$639,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$3,873/mo
Traditional @ 7.5%
$4,245/mo
You save $372/month ($4,466/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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