Dan Kaercher

Dan Kaercher

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$845,000

($133,020 down)
VA

29570 Lilac Rd, Valley Center, CA 92082

3
2
1,590 sqft
PITI Monthly
$4,280 /mo

Listing courtesy of: James De Leon, eXp Realty of California, Inc.

Assumed Rate

2.9%
7.15%

Principal & Interest

$3,178 /mo
$5,157 /mo

What's Special

SPACIOUS
CUSTOM BUILT
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
BALCONY
CHARMING

Step inside your own peaceful and one-of-a-kind oasis! As you drive into the gate, you will be greeted with the sight of a Tuscan-style, custom built home complete with Spanish tiles, rustic wood designs and intricate stone accents. When you step inside the timeless wooden door you will be welcomed with high vaulted ceilings, exposed wooden beams and an open floor plan, plenty of space for entertaining. This house boasts three spacious bedrooms and two carefully crafted bathrooms that complements the whole aesthetic of this beautiful house. Walk into the kitchen and behold the charming feel complete with stainless steel appliances, grand cabinets and polished iron fixtures. Step outside to your own private balcony with 180 degrees of unobstructed views of the valley. Breathtaking views that will catch they eyes of everyone who steps foot inside! The over 2.1 acre lot provides a place of tranquility and quietness while still being close to all of what San Diego has to offer. The back portion of the lot is great for expanding the house, building a casita or whatever your mind can dream of!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 10 months
Monthly PITI
$4,280/mo
Estimated Loan Balance
$713,434
Cash to close
$133,020
Interest Paid
$67,783

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Valley Center
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Valley Center

Financial Details

  • Price per Sqft: $531.45
  • Tax Annual Amount: $10562.5
  • On Market Date: 2025-02-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $133,020 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $133,020!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$711,980
Your Cash$133,020
Total Purchase Price:$845,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$3,178/mo
Traditional @ 7.5%
$5,349/mo
You save $2,171/month ($26,052/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250018622SD

Listing From:

Last updated: 2025-03-25T15:49:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$3,178 /mo
$5,157 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $133,020 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $133,020!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$711,980
Your Cash$133,020
Total Purchase Price:$845,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$3,178/mo
Traditional @ 7.5%
$5,349/mo
You save $2,171/month ($26,052/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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