Dan Kaercher

Dan Kaercher

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$1,899,500

($1,074,800 down)
VA

2946 Side Saddle Lane, Escondido, CA 92029

5
6
4,243 sqft
PITI Monthly
$6,023.63 /mo

Listing courtesy of: Andrea Holmes, ERA Donahoe Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$3,745 /mo
$6,132 /mo

What's Special

LOCATION
LARGE CENTER ISLAND
SPACIOUS
MODERN
CUSTOM BUILT
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SOAKING TUB
PRIVATE BACKYARD
PLAYGROUND
SAFE
FAMILY-FRIENDLY
SOLAR PANELS

Welcome to this spacious, family-friendly home with an attached Casita, located in the exclusive community of Harmony Grove Village. This beautifully designed single-story residence offers a perfect blend of modern amenities, thoughtful details, and an ideal location, making it the ultimate home for families, multigenerational living, or anyone in need of extra space. The main home features four generously sized bedrooms, each with its own private en-suite bathroom for maximum comfort and privacy. The luxurious master retreat is a true sanctuary, complete with a private sitting area, large walk-in closet, deep soaking tub, oversized shower, private toilet, and a vanity. Throughout the home, engineered hardwood flooring adds a touch of elegance and durability. Energy efficiency is top of mind with solar panels and dual-zone AC units controlled by Ecobee smart thermostats, while a whole-house water filtration system ensures clean water from every tap. The Kitchen features a large center island with Quartz Countertops, White Shaker Cabinets, Stainless Steel Appliances, & Custom Backsplash. Step outside to your very own resort-style backyard, featuring a black-bottom saltwater pool and spa with an in-ground retractable cover, designed to be both kid- and pet-safe. Additional highlights include California Closets custom built-ins in every bedroom, plantation shutters for privacy and style, an ADT security system, and a spacious three-car garage with epoxy floors, ceiling racks, and a smart garage door opener. Pet owners will appreciate the secured dog run with a dog door, and the low-maintenance landscaping with water-wise plants makes outdoor care a breeze. A standout feature of this home is the attached private apartment, ideal for extended family, in-laws, or guests. This one-bedroom suite offers a spacious bedroom that fits a king-size bed with built-in vanity, a modern ¾ bathroom, private laundry, refrigerator, microwave, garbage disposal, and its own private backyard with a hot tub — providing a peaceful retreat. Additional perks include a whiteboard refrigerator, perfect for family notes and planning, as well as side yard storage sheds for tools, bikes, and outdoor gear. Located in the heart of Harmony Grove Village, this house provides immediate access to multi-purpose trails and a host of community amenities, including a gated pool, dog park, an equestrian park, 4 children's playgrounds and the iconic, 4th of July Park.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 11 months
Monthly PITI
$6,023.63/mo
Estimated Loan Balance
$996,498
Cash to close
$1,074,800
Interest Paid
$100,299

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 6
Cooling & Heating
  • Cooling: CentralAir, Dual
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Foothills, HorseTrails, StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Harmony Grove Village
  • HOA Amenities: Unknown
  • HOA Fee: $244
  • HOA Frequency: $Monthly
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $447.68
  • Tax Annual Amount: $23743.8
  • On Market Date: 2025-03-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,074,800 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $1,074,800!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$824,700
Your Cash:$1,074,800
Total Purchase Price:$1,899,500

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$3,745/mo
Traditional @ 7.5%
$6,361/mo
You save $2,616/month ($31,388/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25056750

Listing From:

Last updated: 2025-04-01T21:23:01.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$3,745 /mo
$6,132 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,074,800 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $1,074,800!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$824,700
Your Cash:$1,074,800
Total Purchase Price:$1,899,500

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$3,745/mo
Traditional @ 7.5%
$6,361/mo
You save $2,616/month ($31,388/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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