Dan Kaercher

Dan Kaercher

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Closed

$625,000

($174,626 down)
FHA

29106 Tembuso, Lake Elsinore, CA 92530

3
2
2,331 sqft
PITI Monthly
$3,198.48 /mo

Listing courtesy of: Marco Otero Ramirez, Century 21 A Better Service

Assumed Rate

2.96%
7.15%

Principal & Interest

$2,037 /mo
$3,280 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
LANDSCAPED
FAMILY-FRIENDLY
EFFICIENT
SOLAR PANELS

Welcome to your dream home in Lake Elsinore! This modern and spacious 3-bedroom, 2-bathroom residence, complete with an additional office room, offers an ideal blend of comfort and functionality. With 2,331 square feet of living space set on a generous 7,405 square foot lot, this property provides ample room for family living and entertaining. The open-concept living area greets you with abundant natural light, sleek flooring, and contemporary fixtures, creating a warm and inviting atmosphere. The gourmet kitchen is equipped with stainless steel appliances, granite countertops, spacious pantry and a large island with bar seating, making it perfect for preparing meals and hosting gatherings. The primary suite serves as a peaceful retreat, featuring a walk-in closet and an en-suite bathroom with dual vanities and a modern walk-in shower, while the two additional bedrooms are well-sized and share a stylishly designed bathroom. A versatile office room adds flexibility, ideal for those working from home or as a dedicated study. Step outside to enjoy a beautifully landscaped backyard, complete with a covered patio for alfresco dining or simply relaxing in Lake Elsinore’s sunny weather. The yard is designed for low-maintenance care and includes a convenient storage sheds, offering extra space for tools or hobby items. Additional features include a large laundry room with ample storage, a spacious two-car garage with room for storage or workout equipment, energy-efficient windows, paid off solar panels and ceiling fans throughout. Nestled in a family-friendly neighborhood, this home is just minutes from parks, schools, and shopping centers, with the lake and scenic trails nearby, perfect for outdoor enthusiasts. Don’t miss the opportunity to make this beautiful property your new home and experience the best of Lake Elsinore living.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$3,198.48/mo
Estimated Loan Balance
$495,900
Cash to close
$174,626
Interest Paid
$51,778

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, Lake, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Summerly
  • HOA Amenities: Unknown
  • HOA Fee: $117
  • HOA Frequency: $Monthly
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $268.13
  • Tax Annual Amount: $7812.5
  • On Market Date: 2024-11-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $174,626 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $174,626!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$450,374
Your Cash$174,626
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$2,037/mo
Traditional @ 7.5%
$3,402/mo
You save $1,365/month ($16,382/year)

*Secondary financing rates are an estimated value based on input

MLS ID: DW24226958

Listing From:

Last updated: 2025-03-05T06:54:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$2,037 /mo
$3,280 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $174,626 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $174,626!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$450,374
Your Cash$174,626
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$2,037/mo
Traditional @ 7.5%
$3,402/mo
You save $1,365/month ($16,382/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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