Dan Kaercher

Dan Kaercher

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Closed

$599,988

($62,983 down)
FHA

29003 Spindrift Circle, Lake Elsinore, CA 92530

3
2
1,362 sqft
PITI Monthly
$4,802.43 /mo

Listing courtesy of: Tom Tennant, Elevate Real Estate Agency

Assumed Rate

6.9%
7.15%

Principal & Interest

$3,621 /mo
$3,714 /mo

What's Special

REMODELED
LOCATION
GREAT CURB APPEAL
SHOPPING
DINING
SPACIOUS
LUXURY
BREAKFAST NOOK
FIREPLACE
WALK-IN CLOSET
PATIO
LANDSCAPED
FAMILY-FRIENDLY
NO HOA

This is a Wonderfully UPGRADED SINGLE STORY Home with a SPARKLING POOL & SPA, Family-Friendly CULDESAC Location and FREE SOLAR ENERGY!! This home has LOW, LOW TAXES and NO HOA FEES * * Enjoy this SPACIOUS Floor-Plan offering 1362sqft, 3 LARGE Bedrooms & 2 FULL Bathrooms * * REMODELED Kitchen with QUARTZ Counters, STAINLESS STEEL Appliance Package, White Cabinetry, Breakfast Counter for the Kids, Walk-In Pantry and Breakfast Nook * * XTRA Large Living Room with High-Pitched Ceilings, Dual-Sided Fireplace and Beautiful LUXURY VINYL Flooring Throughout * * The PERFECT BACKYARD for Family & Friends to Enjoy with your Refreshing SALTWATER POOL & SPA, Relax under the Aluma-Wood Covered Patio, Firepit, VIEWS of the Surrounding Hills, Large Side Yard for your Dog-Run, Vinyl Fencing, Stacked Stone and Nicely Landscaped * * UPGRADED Throughout with Custom 2-Toned Interior Paint, Luxury Vinyl Flooring, LED Lighting, DESIGNER FIXTURES, Ceiling Fans, SMART THERMOSTAT, Raised Panel Doors, REMODELED KITCHEN, Rain Gutters, Newer Water Heater, French Doors, Newer Exterior Paint and FREE SOLAR PACKAGE to Reduce your Energy Costs * * Spacious Primary Bedroom with HIGH Coffered Ceilings, Walk-In Closet and FRENCH Doors Leading to the Backyard - AND - Private Primary Bathroom with Custom Tiled Walk-In Shower * * (2) Additional Nicely Appointed Bedrooms * * Indoor Laundry * * GREAT Curb Appeal with Covered Front Porch to Enjoy the Evening Breeze and Watch the Kids Play in the Culdesac * * Large 2-CAR Attached Garage with Possible RV/Boat Parking * * Wonderful Location is Close to Schools, Shopping, Dining/Restaurants, Parks, Hiking/Biking and EZ Freeway Access - LOW LOW Taxes and NO HOA FEES!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$4,802.43/mo
Estimated Loan Balance
$540,656
Cash to close
$62,983
Interest Paid
$87,476

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir, Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: GoodCondition, Vinyl
Roof
  • Roof: Concrete, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Gunite, Heated, InGround, Private, SaltWater

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Modern, Ranch
Materials
  • Stucco
  • Roof: Concrete, Tile
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Foothills, Gutters, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $440.52
  • Tax Annual Amount: $7499.85
  • On Market Date: 2025-01-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $62,983 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $62,983!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$537,005
Your Cash$62,983
Total Purchase Price:$599,988

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$3,621/mo
Traditional @ 7.5%
$3,852/mo
You save $231/month ($2,770/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25017128

Listing From:

Last updated: 2025-03-15T15:36:57.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$3,621 /mo
$3,714 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $62,983 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $62,983!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$537,005
Your Cash$62,983
Total Purchase Price:$599,988

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$3,621/mo
Traditional @ 7.5%
$3,852/mo
You save $231/month ($2,770/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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