Dan Kaercher

Dan Kaercher

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Pending

$850,000

($353,436 down)
FHA

2886 Calle Lacota, Thousand Oaks, CA 91360

3
2
1,268 sqft
PITI Monthly
$4,603.49 /mo

Listing courtesy of: Sean Curts, The ONE Luxury Properties

Assumed Rate

6.25%
7.15%

Principal & Interest

$3,140 /mo
$3,445 /mo

What's Special

REMODELED
SHOPPING
DINING
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
COZY
TURNKEY

Turnkey Thousand Oaks Gem! Welcome to 2886 Calle Lacota...a completely updated single story, 3-bedroom, 2-bathroom beauty in the heart of Thousand Oaks! Situated on a 10,454 sq ft lot and with 1,268 sq ft of light-filled living space, this turn-key home boasts modern upgrades and timeless charm. Delightful curb appeal featuring drought-tolerant front landscaping and freshly painted exterior. Inside, you'll discover a bright interior offering luxury vinyl flooring, recessed lighting and dual-pane windows throughout. The inviting living room showcases a cozy fireplace, perfect for relaxing evenings. Enjoy the remodeled kitchen with quartz counters, stainless steel appliances, wine refrigerator, island and ample cabinet space. The generous primary suite features an updated ensuite bathroom, while two additional bedrooms, a stylish full guest bath and direct access to the 2-car garage with laundry hookups - complete the layout. Step outside to an extra-large backyard--ideal for entertaining, gardening or enjoying the California sun. Newer HVAC system, ducting and water heater. Centrally located near shopping, dining, parks and award-winning schools - this property truly has it all. Welcome home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.25
Remaining Loan Term
27 years, 9 months
Monthly PITI
$4,603.49/mo
Estimated Loan Balance
$567,663
Cash to close
$353,436
Interest Paid
$70,794

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: Thousand Oaks

Financial Details

  • Price per Sqft: $670.35
  • Tax Annual Amount: $10625
  • On Market Date: 2025-03-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $353,436 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $353,436!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.25% Sellers Rate
$496,564
Your Cash$353,436
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 6.25%
$3,140/mo
Traditional @ 7.5%
$3,573/mo
You save $433/month ($5,194/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225001070

Listing From:

Last updated: 2025-03-28T20:17:27.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.25%
7.15%

Principal & Interest

$3,140 /mo
$3,445 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $353,436 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $353,436!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.25% Sellers Rate
$496,564
Your Cash$353,436
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 6.25%
$3,140/mo
Traditional @ 7.5%
$3,573/mo
You save $433/month ($5,194/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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