Dan Kaercher

Dan Kaercher

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$300,000

($66,516 down)
FHA

28772 N BLACK PEARL Road, San Tan Valley, AZ 85143

3
2
1,330 sqft
PITI Monthly
$1,485.33 /mo

Listing courtesy of: Kristy N DeWitz, My Home Group Real Estate

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,067 /mo
$1,718 /mo

What's Special

GRANITE COUNTERTOPS
COZY

Step into this beautifully lit home, where under-cabinet lighting, recessed cam lighting throughout, and dimmable fixtures create the perfect ambiance for any occasion. The granite countertops shine under the glow, complementing the laminate flooring that runs seamlessly through the main areas, while plush carpeting in two rooms adds a cozy touch. Enjoy evenings by the backyard fire pit, or relax knowing your home is secure with a hardwired Ring alarm system and keyless entry. The EcoBee AC system keeps things comfortable year-round, and wooden blinds on every window offer both privacy and elegance. This home is the perfect blend of convenience, security, and style—don't miss out!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,485.33/mo
Estimated Loan Balance
$234,463
Cash to close
$66,516
Interest Paid
$27,123

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: See Remarks
  • Flooring:

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame
  • Roof: Tile
Condition
  • Year Built: 2016
Details
  • Builder: D R HORTON

Community & HOA

Community
  • Subdivision: THE VILLAGE AT COPPER BASIN UNIT 5B 2013074919
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: COPPER BASIN
  • HOA Amenities: Unknown
  • HOA Fee: $104
  • HOA Frequency: $Monthly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $225.56
  • Tax Annual Amount: $1058
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $66,516 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $66,516!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$233,484
Your Cash$66,516
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,067/mo
Traditional @ 7.5%
$1,782/mo
You save $715/month ($8,582/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6837900

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T18:35:52.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,067 /mo
$1,718 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $66,516 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $66,516!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$233,484
Your Cash$66,516
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,067/mo
Traditional @ 7.5%
$1,782/mo
You save $715/month ($8,582/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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