Dan Kaercher

Dan Kaercher

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Closed

$525,000

($364,685 down)
VA

286 Ridge View Trail, Idaho Springs, CO 80452

4
3
2,688 sqft
PITI Monthly
$1,465.35 /mo

Listing courtesy of: Cody Walker, eXp Realty, LLC

Assumed Rate

4.55%
7.15%

Principal & Interest

$1,126 /mo
$1,493 /mo

What's Special

REMODELED
MODERN
FINISHED BASEMENT
DECK
COZY

PRICED TO SELL BELOW VALUE! Welcome to your cozy mountain retreat in Idaho Springs! Nestled close to town and skiing, this fully remodeled gem boasts over $100,000 in renovations, ensuring modern comfort in a rustic setting. Stay toasty with a wood stove and leased propane tank, while the well-insulated design keeps you comfortable year-round. Revel in the uniquely finished basement, perfect for entertaining or relaxing. Enjoy the convenience of public electricity and internet, while savoring the serenity of well water and septic. With mineral rights included, and sitting on 1.76 acres across 3 lots, this property offers both space and potential. Plus, a two-year-old shed provides ample storage for your outdoor gear. Brand new 400 sqft deck just finished for you to enjoy your mountain living. Don't miss out on this idyllic mountain escape! Since photos were taken, new countertops have been installed and repairs finished.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.55
Remaining Loan Term
16 years, 5 months
Monthly PITI
$1,465.35/mo
Estimated Loan Balance
$188,854
Cash to close
$364,685
Interest Paid
$118,707

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air, Wood, Wood Stove
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Blue Valley Acres
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Idaho Springs

Financial Details

  • Price per Sqft: $195.31
  • Tax Annual Amount: $2068
  • On Market Date: 2024-07-04T02:38:47.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $364,685 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $364,685!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$160,315
Your Cash:$364,685
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$1,126/mo
Traditional @ 7.5%
$1,548/mo
You save $422/month ($5,063/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9637387

Listing From: recolorado

Last updated: 2024-07-23T15:39:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.55%
7.15%

Principal & Interest

$1,126 /mo
$1,493 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $364,685 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $364,685!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$160,315
Your Cash:$364,685
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$1,126/mo
Traditional @ 7.5%
$1,548/mo
You save $422/month ($5,063/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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