Dan Kaercher

Dan Kaercher

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$829,000

($29,526 down)
FHA

28517 Valley Center Rd, Valley Center, CA 92082

4
3
1,699 sqft
PITI Monthly
$6,072.28 /mo

Listing courtesy of: Alex Tuccio, Real Broker

Assumed Rate

4.92%
7.15%

Principal & Interest

$4,387 /mo
$5,571 /mo

What's Special

OPEN CONCEPT
ENTERTAINMENT
DINING
MOVE-IN READY
FIREPLACE
EN SUITE BATHROOM
DECK
BALCONY
COZY
SOLAR PANELS

Enjoy the tranquility of the country life while enjoying the convenience of city life with this great move-in ready country home located just a short drive from shops and restaurants. Nestled on 2.62 acres, this fully-fenced and gated property offers solar panels, central AC and has been freshly painted. Upstairs you will find 3 bedrooms and 2 full bathrooms and an open concept living room with a cozy fireplace and lots of natural light. Prepare your favorite meals in the kitchen while enjoying breathtaking views and relax in the afternoons reading your preferred book or enjoying the drink of your choice in your own generous balcony. Located downstairs, a good-sized bedroom with an en suite bathroom and its own entrance offers great privacy and is ideal for guests or potential Airbnb. An entertainment deck featuring a pool, spa and enough space for a BBQ grill will be perfect for those hot summer days. The park like landscaping and its beautiful Oak trees provide lots of shade and a great place for kids or pets to play. Don't worry about parking. This home comes with an attached 2-car garage and space for several cars in the driveway. This fantastic property also offers a wall mounted fish tank in the dining area, a producing well that’s being used for irrigation, an RV space with hookups and potential to add an ADU, a shed, or just store your favorite toys.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.92
Remaining Loan Term
27 years, 5 months
Monthly PITI
$6,072.28/mo
Estimated Loan Balance
$829,137
Cash to close
$29,526
Interest Paid
$102,834

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, Propane, Wood
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: AboveGround

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition, Shingle
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Valley Center
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Valley Center

Financial Details

  • Price per Sqft: $487.93
  • Tax Annual Amount: $10362.5
  • On Market Date: 2024-06-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $29,526 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $29,526!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$799,474
Your Cash$29,526
Total Purchase Price:$829,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$4,387/mo
Traditional @ 7.5%
$5,778/mo
You save $1,391/month ($16,691/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240014842SD

Listing From:

Last updated: 2025-03-31T20:48:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.92%
7.15%

Principal & Interest

$4,387 /mo
$5,571 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $29,526 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $29,526!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$799,474
Your Cash$29,526
Total Purchase Price:$829,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$4,387/mo
Traditional @ 7.5%
$5,778/mo
You save $1,391/month ($16,691/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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