Dan Kaercher

Dan Kaercher

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Closed

$699,999

($81,383 down)
FHA

28444 Cosmos Drive, Winchester, CA 92596

4
4
2,612 sqft
PITI Monthly
$5,315.62 /mo

Listing courtesy of: Tyson Robinson, Trillion Real Estate

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,914 /mo
$4,253 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
LUXURY
PATIO
LANDSCAPED
IRRIGATION SYSTEM
SAFE

Welcome to 28444 Cosmos Dr, a beautifully upgraded two-story home nestled in the highly sought-after Pleasant Valley Ranch community. Built in 2023 by DR Horton, this spacious 4-bedroom, 3.5-bathroom property boasts over 2,600 sq. ft. of modern living space, designed with functionality and luxury in mind. Key features include a Next-Gen Suite ideal for multigenerational living or guest accommodations, complete with its own accent walls and tailored color reserves. It is an outdoor Paradise with a large above-ground pool with a gated entry for safety, an outdoor shower, and an upgraded irrigation system ready for future outdoor kitchen additions. The backyard is a landscaped haven with artificial turf, two large paver patios, a smaller paver patio, and elegant rock sections. The garage is upgraded with epoxy flooring and a screen door offers durability and versatility for your projects or storage needs. Enjoy the oversized patio cover, complete with 6 LED lights, two remote-controlled fans, and extra electrical outlets for entertaining. Added cement in the driveway and side yard, drainage pipes, custom stepping stones, and a fully landscaped front yard with mow curbs for easy maintenance. This property is located near top schools in the Hemet Unified District and offers easy access to shopping, dining, and recreational amenities. Experience the best of Winchester living with a home tailored to meet modern needs while offering endless outdoor enjoyment?. Interested? Let’s schedule a private tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$5,315.62/mo
Estimated Loan Balance
$621,793
Cash to close
$81,383
Interest Paid
$72,446

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Drywall, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Drywall, Stucco
  • Roof: Tile
Condition
  • Year Built: 2023
Details
  • Builder: DR Horton

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $267.99
  • Tax Annual Amount: $8749.99
  • On Market Date: 2024-12-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $81,383 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $81,383!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$618,616
Your Cash$81,383
Total Purchase Price:$699,999

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,914/mo
Traditional @ 7.5%
$4,254/mo
You save $340/month ($4,080/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24241037

Listing From:

Last updated: 2025-03-15T21:44:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,914 /mo
$4,253 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $81,383 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $81,383!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$618,616
Your Cash$81,383
Total Purchase Price:$699,999

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,914/mo
Traditional @ 7.5%
$4,254/mo
You save $340/month ($4,080/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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