Dan Kaercher

Dan Kaercher

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$1,439,000

($24,110 down)
VA

283 Ramona Real, Ramona, CA 92065

4
4
2,942 sqft
PITI Monthly
$11,258.8 /mo

Listing courtesy of: Nikki Amini, American Dream Homes

Assumed Rate

6.91%
7.15%

Principal & Interest

$9,460 /mo
$9,691 /mo

What's Special

SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
PATIO
SOLAR PANELS

This stunning 4-bedroom, 4-bathroom home, complete with an office and spanning 2,942 square feet, offers breathtaking views and sunsets, making it ideal for a growing family. Set on 9.17 acres of tranquil countryside, the property includes a detached income-producing ADU, adding extra value. Inside, the home features Saltillo tile floors and a bright, open floor plan that flows seamlessly into the kitchen, equipped with stainless steel appliances. Energy efficiency is a priority, with owned solar panels and a Tesla charging wall in place. The home also boasts a spacious 4-car garage with new doors and ultra-quiet openers, as well as a newer HVAC system with upgraded ducting, insulation, and two mini splits. Freshly painted interiors enhance the home’s modern feel. The master suite is a highlight, offering a walk-in closet, dual vanities, and access to an expansive patio complete with a fireplace—perfect for family gatherings. An additional concrete patio can serve as a sport court or outdoor activity space. The property is packed with additional features, including an agricultural well with a 10,000-gallon tank, a newer barn-style Tuff Shed with a loft and electric, two large metal sheds, a carport, and room for horses. A unique 36' tall Geo Dome, perfect for a home movie theater, adds a touch of creativity. With a new backup generator, the home can easily transition off-grid, providing security and independence for the future.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.91
Remaining Loan Term
28 years, 6 months
Monthly PITI
$11,258.8/mo
Estimated Loan Balance
$1,418,790
Cash to close
$24,110
Interest Paid
$147,640

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Combination, Electric
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: AboveGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ramona
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $489.12
  • Tax Annual Amount: $17987.5
  • On Market Date: 2025-01-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $24,110 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $24,110!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.91% Sellers Rate
$1,414,890
Your Cash$24,110
Total Purchase Price:$1,439,000

Assumed vs Traditional Mortgage

Assumed @ 6.91%
$9,460/mo
Traditional @ 7.5%
$10,053/mo
You save $593/month ($7,114/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250017137SD

Listing From:

Last updated: 2025-02-24T23:49:03.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.91%
7.15%

Principal & Interest

$9,460 /mo
$9,691 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $24,110 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $24,110!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.91% Sellers Rate
$1,414,890
Your Cash$24,110
Total Purchase Price:$1,439,000

Assumed vs Traditional Mortgage

Assumed @ 6.91%
$9,460/mo
Traditional @ 7.5%
$10,053/mo
You save $593/month ($7,114/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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