Dan Kaercher

Dan Kaercher

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Closed

$690,000

($126,881 down)
VA

28399 Cosmos Drive, Winchester, CA 92596

4
3
1,898 sqft
PITI Monthly
$3,722.12 /mo

Listing courtesy of: Gene Ebel, Berkshire Hathaway HomeServices California Properties

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,555 /mo
$3,863 /mo

What's Special

SHOPPING
LUXURY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
NO HOA
TURNKEY

Welcome to this Beautiful SINGLE LEVEL home. Located in one of Winchesters newest developments. Pleasant Valley. This Highly upgraded D.R. Horton home has it all. Built in 2023 and is truly turnkey. The seller invested $148,000 in exterior upgrades. In the backyard you will enjoy the Large sparkling pool with attached jacuzzi and a waterfall. The pool area also has a gas firepit, perfect for those cool evenings. The allum-a-wood style patio cover has three custom ceiling fans. The oversized backyard has plenty of room for a trampoline, swing set and plenty more. There is room for a garden on the side of the house. The very large storage shed stays with the sale of the home. In the front yard you will notice the grass lawn and custom-built steps that lead up to the front door. The home offers a wide entryway to the Great room, Dinning area and ISLAND Kitchen with breakfast bar, Quartz countertops, Stainless steel appliances, and Pantry closet. The kitchen cabinets are Smoke-stained maple shaker styled. The floors in the main part of the home are luxury Vinyl. All four bedrooms are generously sized and the main bedroom has a large walk-in closet. The interior alarm system stays. The oversized three car garage is wired for an electric car. The FULLY PAID solar system will keep your power bill much lower. Schools and shopping are very close by. The property taxes are very low and there are no HOA fees. This beautiful home could be yours and you could be living like you're on vacation all year long.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$3,722.12/mo
Estimated Loan Balance
$564,842
Cash to close
$126,881
Interest Paid
$65,811

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, HighEfficiency
  • Heating: Central, EnergyStarQualifiedEquipment, NaturalGas
Features
  • Materials: Drywall, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: ExcellentCondition, Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, Filtered, Gunite, Heated, InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Drywall, Stucco
  • Roof: Tile
Condition
  • Year Built: 2023
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $363.54
  • Tax Annual Amount: $
  • On Market Date: 2024-10-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $126,881 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $126,881!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$563,119
Your Cash$126,881
Total Purchase Price:$690,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,555/mo
Traditional @ 7.5%
$4,007/mo
You save $452/month ($5,423/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24210954

Listing From:

Last updated: 2024-12-14T23:11:58.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,555 /mo
$3,863 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $126,881 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $126,881!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$563,119
Your Cash$126,881
Total Purchase Price:$690,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,555/mo
Traditional @ 7.5%
$4,007/mo
You save $452/month ($5,423/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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