Dan Kaercher

Dan Kaercher

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Closed

$900,000

($654,784 down)
FHA

2760 Ophelia Avenue, San Jose, CA 95122

3
2
1,043 sqft
PITI Monthly
$1,662.41 /mo

Listing courtesy of: Erica Arellano, eXp Realty of California Inc

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,255 /mo
$1,819 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES

Welcome to your new home in the heart of San Jose! This delightful 3-bedroom, 1.5-bathroom residence offers a perfect blend of comfort and versatility. Nestled in a vibrant neighborhood, this property boasts a well-updated interior, ideal for both relaxing and entertaining. This immaculate home has open-concept living area highlighted by rich and vibrant ambiance, with a stunning kitchen featuring quartz countertop, top-tier cabinets and stainless steel appliances. The garage has been converted to an additional living space, equipped with 1-bedroom 1-bathroom and its very own kitchen, finished with the most spectacular updates. The spacious layout offers ample room for gathering and entertaining guests. Not to mention. this rare gem features an extremely spacious backyard ready to bring your next project or most mesmerizing moments to life. Highly sough-after schools. places and entertainment at walking distance, making it ideal for any audience. With its proximity to major tech hubs, shopping, and dining, this home offers the perfect blend of luxury and convenience. Don't miss the opportunity to make this exceptional property your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.8
Remaining Loan Term
24 years, 9 months
Monthly PITI
$1,662.41/mo
Estimated Loan Balance
$275,676
Cash to close
$654,784
Interest Paid
$51,077

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Jose

Financial Details

  • Price per Sqft: $862.9
  • Tax Annual Amount: $
  • On Market Date: 2024-08-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $654,784 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $654,784!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$245,216
Your Cash:$654,784
Total Purchase Price:$900,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,255/mo
Traditional @ 7.5%
$1,887/mo
You save $632/month ($7,583/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81978056

Listing From:

Last updated: 2025-01-14T01:44:46.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,255 /mo
$1,819 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $654,784 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $654,784!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$245,216
Your Cash:$654,784
Total Purchase Price:$900,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,255/mo
Traditional @ 7.5%
$1,887/mo
You save $632/month ($7,583/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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